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The 9th Card

Contributed by mm | May 26, 2004 8:07 PM PST

Today I received an approved American Express CostCo Cash Rebate Card of a credit limit of $3,000. Earlier this week I also received an MBNA-issued Fidelity Investment Rewards card with a credit limit of $5,000 and 1.5% cash back.

So far I have 9 credit cards in my pocket now with a total credit line of $36,200.

Credit Card Inventory        
Credit Card Name Type Inception Credit Limit Features
1st Tech Visa Platinum Visa Jul-02 5000  
NetBank Visa Platinum Visa Mar-03 2500  
Providian Visa Platinum Visa May-03 6500 1% Cash Rebate
MBNA Popular Science MasterCard Jun-03 7500 WorldPoints Rewards
ShareBuilder Visa Visa Oct-03 2500 1% Cash Rebate
Chase Platinum MasterCard Mar-04 1400  
Citi Dividend Platinum MasterCard Mar-04 2800 5%/1% Cash Rebate
MBNA Fidelity Investment Rewards MasterCard May-04 5000 1.5% Cash Rebate
American Express CostCo Amex May-04 3000 0.25%-2% Cash Rebate
Total     36200  

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This Post Has Received 1 Comment. Share Your Opinions Too.


ASAP Credit Card Commented on December 13, 2005

Normally, I would question why anyone would need 9 credit cards. But from reading your posts and articles, I'm assuming you're putting all these credit cards to good use (i.e. gaining rewards and bonuses).

Although having 9 open lines of credit may negatively affect your credit score, it can easily be fixed by dropping some of those cards. So if you're not worried about a perfect credit score right now, why not take advantage of all these great offers???

Read More ... 140 Posts In The Same Category


03/02/10 | A Price Hike from Citi and One Less Customer | (3)
02/04/09 | How Much Are Credit Card Issuers Charging Merchants? | (23)
01/03/09 | Free Credit Score for Everyone | (7)
04/12/08 | A $215 Refund | (26)
01/08/08 | Supercharge Your Frequent Flier Mileage Account by Applying for Co-Branded Credit Card | (3)
12/26/07 | American Express: Winner of 2007 J.D. Power Credit Card Satisfaction Survey
10/17/07 | What A Year of 0% APR Arbitrage Has Brought Me | (22)
09/13/07 | Citi CashReturns MasterCard - Credit Card Deal of the Year | (9)
08/08/07 | 0% APR Introductory Credit Card Offers Still Exist | (10)
08/07/07 | My Credit Score Is Back To The 700s | (2)
08/05/07 | Capital One Finally Reports Credit Limits
11/06/06 | Am I Becoming A Credit Risk? | (16)
10/22/06 | Citibank's Online Lending Center Launched | (1)
10/21/06 | Credit Dispute Experience at Experian and Equifax | (6)
10/17/06 | American Express Blue Cash Now Offers Unlimited Rewards | (6)
09/06/06 | MasterCard to Cap Fuel-Purchase Fees | (2)
08/22/06 | Citibank Reduces Cashback Incentive for Cardholders | (3)
08/07/06 | In Praise of Our Credit Union's Credit Card | (4)
02/28/06 | The Value of A Great Balance Transfer Deal | (12)
11/25/05 | Postcard from China: Credit and Debit Cards | (6)
09/01/05 | Reminder: Free Credit Report Is Available Nation Wide | (3)
08/11/05 | How to Track (Multiple) Credit Card Promotions | (4)
07/14/05 | Survival Guide for the New Driver's Edge Card from Citi | (4)
06/09/05 | Good Reward Card Deals Drying Up? | (16)
06/01/05 | Cash Out Your Credit Score | (8)
05/31/05 | Reminder: Free Credit Report Rolled Out To Southern States On June 1st
05/23/05 | Do We Have Too Many Card Innovations?
04/29/05 | Citi Backpedaling Popular Credit Card Offer? | (9)
04/07/05 | Credit Card Rewards Distort Price System? | (9)
03/23/05 | Citi Is Still ... Generous | (9)
03/18/05 | What's In Your Credit Score | (1)
03/16/05 | Call You Tell Good Debt From Bad Debt? | (3)
02/28/05 | Your Free Credit Report, The Experian Way
02/16/05 | How High Can Credit Card Interest Rate Be? | (1)
02/07/05 | Why Do Credit Cards Expire? | (1)
01/08/05 | 10 Credit Card Tips for 2005 | (1)
12/29/04 | 5% Off Everything With Citi's Driver's Edge | (3)
12/27/04 | Average Size Of Credit Card Transaction | (2)
12/15/04 | How Should You Deal With Convenience Checks? | (1)
12/13/04 | Who Is Stronger? Visa or Mastercard? | (3)
12/09/04 | MBNA Customers, Be Aware | (2)
12/03/04 | Free Credit Report: The TransUnion Flavor | (1)
12/01/04 | Fresh Taste of Truly Free Credit Report (Equifax) | (6)
11/23/04 | Free Credit Reports Are On The Way | (1)
11/10/04 | Kmart Rewards
11/06/04 | MBNA Starts to Issue American Express Cards
11/04/04 | How MBNA Takes Away Your Benefits, Gradually | (2)
11/02/04 | October 2004 Credit Score: TransUnion/659, Experian/744
10/17/04 | The Radical Guide to Credit Cards
10/14/04 | Watch Out for Bad-Loan Signals
10/07/04 | Dirty Secrets of Airline Credit Cards
10/03/04 | With PremierPass, Citi Is Running Its Own Mileage Program | (2)
09/30/04 | September 2004 Credit Score: TransUnion/635, Experian/732 | (1)
09/18/04 | $20 Bonus for BankOne's First Protect Program | (3)
09/15/04 | Demystifying ARM Indices
09/13/04 | Doubling Up Credit Card Rewards | (1)
09/08/04 | TrueEarnings: The Better Amex/CostCo Card | (3)
08/30/04 | American DreamCard - Play Lottery by Charging
08/28/04 | First Citi Credit Protector Rebate Check Received | (1)
08/25/04 | August 2004 Credit Score: TransUnion/734, Eloan/666
08/24/04 | $1,000 A Year Just By Picking The Right Card
08/24/04 | Close Encounters of The Third Kind
08/16/04 | 3 Bureau Credit Report and Score for $1 | (3)
08/15/04 | Clever Wording from Fleet (And Shame on Me) | (4)
08/14/04 | Small Balance Adjustment | (2)
08/13/04 | Progress with Fleet Balance Transfer
08/11/04 | Another 0.25% Rate Increase and How It Will Affect You
08/10/04 | Phishing Is Becoming Epidemic | (1)
08/07/04 | HGW4 = 10% Off All Restaurant Bills (CFI)
08/05/04 | Free Money Still Abound | (3)
08/04/04 | Anti-Identity Theft Freeze Gaining Momentum
08/01/04 | Real Credit Card Debt
07/31/04 | Gasbates
07/28/04 | 0% Offers
07/28/04 | $126 Cash Rebate From Citi Received
07/26/04 | As Cash Fades, America Becomes A Plastic Nation | (2)
07/23/04 | July 2004 Credit Score: TransUnion/719, Eloan/710
07/22/04 | $30,000 HELOC Closed | (1)
07/21/04 | My First No-Fee 0% APR Balance Transfer Offer (CFI) | (3)
07/17/04 | Getting United MileagePlus Visa Signature Card (13 Cards and Counting)
07/09/04 | "Profit from Chase" Credit Card
07/07/04 | Applying a Home Equity Line of Credit
07/05/04 | Free Credit Report from Experian
07/05/04 | Rates Move Higher ... Now What? | (1)
06/27/04 | $100 Turns Out To Be $150 | (3)
06/26/04 | Debit Rewards Cards Expand Offerings -- And Come With Costs
06/23/04 | Bill Me Later�
06/23/04 | 4 Ways to Snag the Best Reward Card
06/23/04 | June 2004 Credit Score: TransUnion/730, Eloan/700
06/22/04 | Buying Gift Cards Thru Grocery Stores at 5% Discount?
06/11/04 | Everything is Negotiable | (1)
06/06/04 | Free Credit Reports Are Coming Gradually
06/02/04 | Credit Cards That Pay | (1)
05/31/04 | DebtSmart.com - A Great Personal Finance Site
05/25/04 | A Summary of Late Fees
05/25/04 | May 2004 Credit Score: TransUnion/704, Eloan/679
05/19/04 | Citi Dividend Card: Sweeter Deal After 9/1
05/14/04 | $15 Bait From Citi
04/29/04 | Refinancing Closed, Part II: A Sweet Deal
04/29/04 | Refinancing Closed, Part I: Closing Details
04/29/04 | Nodebt.com Pays You For Paying Your Bills On Times | (1)
04/25/04 | April 2004 Credit Score: TransUnion/710, Eloan/675
04/21/04 | Citi Dividend Platinum Select Card: The First Statement
04/17/04 | A Credit Card With $1,500 Annual Fee
04/15/04 | Fidelity MasterCard� Credit Cards | (1)
04/05/04 | Cashback vs Reward | (3)
03/30/04 | Heading for Refinancing
03/29/04 | Credit Card Companies Raise Penalties To $39
03/26/04 | Citi Dividend Platinum Select Card Received
03/23/04 | Monthly Credit Score Update - February 2004 (+7 -> 691)
03/22/04 | 5 Year Interest Only LIBOR ARM | (2)
03/20/04 | Providian Sweetens the Deal
03/17/04 | Citi® Dividend Platinum Select® Card (CFI) | (1)
03/16/04 | Credit Line Increase Fee | (1)
03/15/04 | Refinancing Now?
03/14/04 | MBNA, Increasing Credit Limit Every Three Months?
03/06/04 | Surpassed 20,000 Mark in MBNA Reward Program
03/05/04 | Experian National Score Index
02/23/04 | Monthly Credit Score Update - February 2004 (+11 -> 684)
02/21/04 | Providian Real Rewards
02/21/04 | Blue Cash from American Express
02/18/04 | Visa Extras
02/15/04 | Scoring a Loan
01/28/04 | Why Debit Card? Why Cash?
01/28/04 | Redemption Value of Card Miles | (1)
01/24/04 | Monthly Credit Score Update - January 2004
01/09/04 | How Does Your Debt Compare?
12/29/03 | Monthly Credit Score Update - December 2003
12/10/03 | Comparison of Credit Card Sites
12/10/03 | MBNA Silently Increased My Credit Limit, By A Bit
12/08/03 | First Premier Bank Gold MasterCard: A Credit Card Too Expensive to Keep | (2)
12/03/03 | Profitable Card Issuers
11/28/03 | Providian Increased My Credit Limit
11/26/03 | 2004 New Conforming Loan Limit = $333,700
11/23/03 | Monthly Credit Score Update - November 2003
10/28/03 | FICO Score Estimator
10/25/03 | Monthly Credit Score Update - October 2003
10/01/03 | ShareBuilder Visa Platinum Card | (1)
09/24/03 | Eloan.com Credit Monitoring Service








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