Comparison of Credit Card Sites
I have always been using online services to monitor my credit card usage and pay off my credit card bills. In this post I would like to compare the online services of three major credit companies: MBNA, Bank One and Providian.
All three sites offer the same basic features:
- Online statement
- Online transaction details for current billing period
- Online payment
- Allow address and phone change online
But the similarity ends here. Below are the unique functionalities (+) and weakness (-) of each site:
MBNA
https://www.mbnanetaccess.com/
(+) Allow user to request credit limit increase online
(+) Allow user to see details of temporary authorizations (i.e. pending transactions)
(+) ShopSafe feature allows you to create a one-off credit number on the fly for more security
(+) Allows to transfer balance online
(-) Microsoft Money cannot automatically download transactional details
BankOne (FirstUSA)
https://online.firstusa.com/
(+) Microsoft Money cannot automatically download transactional details
(+) Allows to transfer balance online
(-) I have problem keeping two cards under one online ID.
(-) Does not allow to add 2nd cardholder online
Providian
https://www.providianservices.com/
(+) Allow to add 2nd cardholder online
(-) Microsoft Money cannot automatically download transactional details
(-) Does not allows to transfer balance online
Personally, I give high marks to MBNA. The only pain point is I have to reconcile transactions manually in MS Money. BankOne (FirstUSA) and Providian are OK, but can be better.
US Census Bereau keeps a monthly report of building permits online. One can simply pick up the state and county or city of interest and check out new building permits every month since 2000. As to a great extent, number of building permits reflects builder's ... Read
Nasdaq.com offers an interesting scorecard-like evaluation system called "Guru Analysis." It offers a mechanism scoring for every stock using 9 methodologies from well-known names like Peter Lynch, Benjamin Graham and alike. Read
FreeTrade.com dubbed itself as "the Ultimate Discount Broker" and that is no exaggeration. As a customer, each month your first 20 equity trades (no matter they are market, limit, stop, stop-limit, short sell, odd-lot or OCTBB orders) are commission-free. After that, you pay $1 to ... Read
Money magazine reports a new variation of CD - Inflation-Protected CD, now offered by LaSalle Bank in Chicago. Read
