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Credit Card Companies Raise Penalties To $39

Contributed by mm | March 29, 2004 09:17 PM PST

MSN Money reported that some credit card issuers are hiking late fees and other penalties to as high as $39. It is no secret that various fees are a major source of income for the profitable issuers and the fees can only go higher from here.

The story also offers a nice roundup of the penalties from 10 major banks, including CitiBank, MBNA, Bank One, Chase Manhattan, Discover, Capital One, Bank of America, Providian, Household and Fleet. It appears that Providian is the most lenient among the 10 shops, charging no fee for minor offenses like lateness on less than $200 and charging overlimit by less than 2% of credit line.

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Read More ... 41 Posts In The Same Category

09/01/05 | Reminder: Free Credit Report Is Available Nation Wide | (3)

04/29/05 | Citi Backpedaling Popular Credit Card Offer? | (9)

03/18/05 | What's In Your Credit Score | (1)

03/16/05 | Call You Tell Good Debt From Bad Debt? | (3)

02/16/05 | How High Can Credit Card Interest Rate Be? | (1)

02/07/05 | Why Do Credit Cards Expire? | (1)

01/08/05 | 10 Credit Card Tips for 2005 | (1)

12/27/04 | Average Size Of Credit Card Transaction | (2)

12/13/04 | Who Is Stronger? Visa or Mastercard? | (2)

12/09/04 | MBNA Customers, Be Aware | (2)

11/23/04 | Free Credit Reports Are On The Way | (1)

11/10/04 | Kmart Rewards

11/06/04 | MBNA Starts to Issue American Express Cards

11/04/04 | How MBNA Takes Away Your Benefits, Gradually | (2)

10/17/04 | The Radical Guide to Credit Cards

10/14/04 | Watch Out for Bad-Loan Signals

10/07/04 | Dirty Secrets of Airline Credit Cards

09/15/04 | Demystifying ARM Indices

08/30/04 | American DreamCard - Play Lottery by Charging

08/11/04 | Another 0.25% Rate Increase and How It Will Affect You

08/10/04 | Phishing Is Becoming Epidemic | (1)

08/04/04 | Anti-Identity Theft Freeze Gaining Momentum

08/01/04 | Real Credit Card Debt

07/31/04 | Gasbates

07/26/04 | As Cash Fades, America Becomes A Plastic Nation | (2)

07/05/04 | Rates Move Higher ... Now What? | (1)

06/26/04 | Debit Rewards Cards Expand Offerings -- And Come With Costs

06/23/04 | 4 Ways to Snag the Best Reward Card

06/22/04 | Buying Gift Cards Thru Grocery Stores at 5% Discount?

06/06/04 | Free Credit Reports Are Coming Gradually

06/02/04 | Credit Cards That Pay | (1)

05/25/04 | A Summary of Late Fees

04/29/04 | Nodebt.com Pays You For Paying Your Bills On Times | (1)

04/17/04 | A Credit Card With $1,500 Annual Fee

02/15/04 | Scoring a Loan

01/28/04 | Redemption Value of Card Miles

01/09/04 | How Does Your Debt Compare?

12/03/03 | Profitable Card Issuers

11/26/03 | 2004 New Conforming Loan Limit = $333,700

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