My Personal Finance Journey

Personal finance observation, musing and decisions in a journey toward financial independence by 2020 with at least $3 million.

By Topics

0. About (10)
1. My Progress (139)
2. Car & Home (107)
3. Credit (138)
4. Banking (33)
5. Saving (49)
6. Investing (308)
7. Taxes (89)
8. Spending (74)
9. Misc (97)
A. Archive (49)


Feb 2014 (3)
Jan 2014 (6)
Jan 2012 (1)
Apr 2011 (1)
Mar 2011 (1)
Feb 2011 (1)
Jan 2011 (1)
Dec 2010 (1)
Oct 2010 (1)
Sep 2010 (1)
Aug 2010 (1)
Jul 2010 (1)
Jun 2010 (1)
May 2010 (1)
Apr 2010 (1)
Mar 2010 (6)
Feb 2010 (2)
Jan 2010 (7)
Dec 2009 (3)
Feb 2009 (4)
Jan 2009 (8)
Dec 2008 (1)
Jun 2008 (2)
May 2008 (2)
Apr 2008 (5)
Feb 2008 (3)
Jan 2008 (15)
Dec 2007 (32)
Nov 2007 (6)
Oct 2007 (8)
Sep 2007 (9)
Aug 2007 (24)
Jul 2007 (2)
Jun 2007 (1)
May 2007 (3)
Apr 2007 (4)
Mar 2007 (4)
Feb 2007 (13)
Jan 2007 (6)
Dec 2006 (3)
Nov 2006 (7)
Oct 2006 (7)
Sep 2006 (6)
Aug 2006 (4)
Jul 2006 (10)
Jun 2006 (1)
May 2006 (3)
Apr 2006 (2)
Mar 2006 (6)
Feb 2006 (6)
Jan 2006 (3)
Dec 2005 (1)
Nov 2005 (9)
Oct 2005 (8)
Sep 2005 (13)
Aug 2005 (25)
Jul 2005 (16)
Jun 2005 (17)
May 2005 (19)
Apr 2005 (20)
Mar 2005 (24)
Feb 2005 (23)
Jan 2005 (36)
Dec 2004 (40)
Nov 2004 (34)
Oct 2004 (17)
Sep 2004 (21)
Aug 2004 (59)
Jul 2004 (37)
Jun 2004 (31)
May 2004 (29)
Apr 2004 (52)
Mar 2004 (49)
Feb 2004 (49)
Jan 2004 (31)
Dec 2003 (48)
Nov 2003 (52)
Oct 2003 (29)
Sep 2003 (8)
Aug 2003 (5)
Jul 2003 (2)
Jun 2003 (2)
May 2003 (5)
Apr 2003 (2)
Mar 2003 (2)
Feb 2003 (3)
Jan 2003 (29)


Monthly Review - January 2005 ($200,696, +$5,175)

Contributed by mm | February 4, 2005 4:38 AM PST

Finally, the $200,000 psychological milestone is behind me: the $5,175 monthly gain in January pushed my net worth to $200,696 in a largely uneventful month. For the record, my net worth passed the $100,000 mark in May 2003 -- that is 20 months ago. I expect the next $100,000 should take me less than 15 months, thanks to the increased earning power and more passive income from my warchest.


(Starting from 2005, I am comparing monthly results to balance sheet one year and one month ago for better visibility of progress. Please refer to definition of balance sheet line items.)

  1 Yr Ago 2-Mo Ago Last Month This Month monthly Monthly
  Jan-04 Nov-04 Dec-04 Jan-05 Change Change %
Cash & Equivalent  $            953  $         4,611  $         4,916  $         2,967  $        (1,949) -39.6%
Saving  $       15,548  $       33,653  $       35,675  $       39,750  $         4,075 11.4%
Brokerage  $       21,577  $       16,650  $       17,964  $       17,284  $           (680) -3.8%
Roth IRA  $       10,822  $       13,449  $       13,819  $       18,435  $         4,616 33.4%
401(k)  $       12,005  $       28,562  $       31,234  $       33,186  $         1,952 6.2%
Stock Option  $         2,268  $       13,252  $       12,892  $       12,435  $           (457) -3.5%
ESPP  $         1,291  $         2,278  $         3,798  $         1,746  $        (2,052) -54.0%
Home Equity  $       67,193  $       74,917  $       75,767  $       76,618  $            851 1.1%
Other Assets  $         9,550  $       15,247  $       14,972  $       14,722  $           (250) -1.7%
Receivable (Payable)  $         3,558  $         1,273  $         1,159  $         1,182  $             22 1.9%
Reserve Funds  $        (1,693)  $        (4,451)  $        (4,750)  $        (5,170)  $           (420) 8.8%
Loans  $        (2,959)  $        (7,206)  $        (7,301)  $        (7,194)  $            107 -1.5%
Tax Liability  $        (3,860)  $        (3,864)  $        (4,625)  $        (5,265)  $           (640) 13.8%
Net Worth  $     136,252  $     188,372  $     195,522  $     200,696  $         5,175 2.6%
Liquidation Value  $     110,156  $     156,847  $     163,548  $     168,349  $         4,801 2.9%


1) Cash/Saving: Cash and savings, combined, continue to increase as a result of regular saving and the sale of ESPP shares from the last quarter.

2) Roth IRA and Brokerage: I made a contribution of $4,000 to my Roth IRA account. Roth IRA balance is also improved due to individual investment performance, which is washed by offsetting performance in brokerage accounts.

3) 401(k): Most 401(k) balance increase is from continued contribution and employer match to my wife's and my account. We expect to do so in the foreseeable future.

4) Stock Option: Stock option suffered from uninspiring MSFT performance, albeit Microsoft delivered a great quarterly earning release. Without a small batch of stock option newly vested this month, the balance would decline even more.

5) ESPP: ESPP balance declined due to the regular quarterly sale of acquired ESPP shares, offset by new contribution in January.

6) Tax Liability: Tax liability increased a bit primarily due to insufficient tax withholding for my wife's salary (as a result, I had to add a journal entry to increase my tax liability to reflect the true net worth status). The balance of tax liability also includes about $800 unpaid tax for 2004, which I will pay in April using credit card.


Our monthly expense for January is only $5,475, the lowest in five month. The favorable variance from last month's $6,764 is driven by the one-off December spending associated with a short holiday trip, plus cost control on dining-out and groceries in January.


- After adding $4,000 to my Roth IRA account this month, I still plan to add $5,000 to my wife's Roth IRA account (she still has $1,000 unused quota from tax year 2004). As Roth IRA allows hassle-free tax-free withdrawal of principal, there is no reason I choose not to contribute.

- With many tax forms coming to my mailbox every day, the tax season starts. I will start to work on my tax returns in February using TaxAct.

This Post Has Received 92 Comments. Share Your Opinions Too.

jason Commented on February 5, 2005

Stock Option Query

Hi MM,

Congratulations on surpassing 200! My 200-300 occurred over 2 months, but that was a very strong month for my heavy weighting in my employer's stock. I definitely welcome that kind of performance going forward, but view it as unlikely to move like that anymore (though I still keep too heavily weighted in the stock and have suffered from the 20% haircut this past month, of which 20% causes a loss of greater than 20% net worth due to stock options basing from a non-zero value).

I have a question about your employee stock options as I am in a company that has 8 billion in cash and has announced they are likely to revise the dividend upwards in the future.
When MSFT did the special dividend of 3$/sh did they revise the cost downwards on the employee stock options granted? I have a feeling that as dividends increase and special dividend likelihood increases, these actions will work against the stock options I have acquired and vested through the years. As the time approaches where it becomes a more immediate concern (2007-2008), I think I will address with HR or IR, but was wondering if you had any insights for this?

jason Commented on February 5, 2005

Sorry one more comment in a statement that caught my eye.

Looking at your approximate income, I am curious how you are able to contribute to a Roth IRA. It seems that your combined income exceeds the allowable contribution to a Roth and exceeds the amount you could write off for a traditional IRA. As is similar to me, I would think you would only be elegible to contribute after tax earnings to a Traditional IRA in order to defer taxes. Just kind of curious if I am missing something that may apply to my situation that caused me to miscalculate my IRA eligibilities.

mm Commented on February 5, 2005

Congrats on getting 100 grand in 2 months! When MSFT issued the $3 special dividend, employee stock option was repriced downward to make employees even. I blogged about it briefly but details can be found here (search "Proposed Amendments to Stock Plans"):

Microsoft set a good precendent so there should be no reason other companies will not follow suit if they issue special dividend as well.

On your second question, Roth IRA contribution will phase out between AGI of $150,000 and $160,000. I assume you get my approximate income from my 2005 Financial Plan. However, AGI is my top line income after 401(k) contribution, FSA contribution and many other items, and I am confident by the end of the year my AGI will come under $150,000. Actually, in the tax section of my financial plan (to be posted), I will discuss how a tax analysis will help to find and avoid this trap. Good question Jason!

Finna lvus Commented on July 17, 2017

20170721 yueqin Commented on July 20, 2017

Mariamox Commented on August 2, 2017

Хотите как-то разнообразить сексуальную жизнь? Добиться совершенно новых ощущений помогут эротические товары

Один из самых распространенных способов достичь ярких ощущений – купить вибратор. С его помощью просто добиться стимуляции чувствительных зон. Только не используйте его в одиночку, доверьтесь своей второй половине. Это укрепит вашу эмоциональную и физическую связь и поможет стать более раскованными и открытыми друг с другом.
Также среди секс-игрушек распространены эрекционные кольца, наручники, стимуляторы и смазки. Начните с чего-нибудь одного, не бойтесь эксперементировать с разными вариантами, и вы скоро сможете найти то, что придется по душе вам обоим.
Стоит отметить: купить презервативы, вагинальные шарики, фаллоиммитаторы, вакуумные помпы, и прочие секс-игрушки можно в интернет-магазине «Афродита» (

Dol33larMon Commented on August 12, 2017

[b]Добро пожаловать на наш сайт[/b]
[b]V.I.P. Услуги
DoubleVPN Service
Proxy/Socks Service[/b]
Постоянно огромное количество socks и proxy серверов онлайн
на сегодняшний день: 33557 IP в 198 государствах
[b]Очень высокая анонимность - мы гарантируем, что наши прокси сервера абсолютно анонимны[/b]
(тоесть не ведут логов и не модифицируют http заголовки)[/b]

Шифрация траффика до сокс сервера, собственные технологии туннелирования траффика!
Сверхнадёжная защита IP и всех соединений без применения VPN
Возможность защищённого соединения с сокс серверами включена на всех тарифах! Спрятать или сменить ваш IP можно 2 кликами мышки.

[b]Совместимо с Windows 2k/2k3/XP/Vista/Seven/Win8
Совместимо с MacOS, Linux, BSD (100% работоспособность через WINE)
Совместимо с любыми виртуальными машинами[/b]

Безусловно САМЫЕ низкие цены на безлимитный доступ при самом высоком качестве
Наше правило - больше приобретаешь - меньше платишь
Возможность выбора наиболее подходящего анонимного прокси сервера - фильтрация по маске
-IP Hostname Language Uptime Country City Region-
Неизрасходованные прокси не сгорают при завершении периода действия аккуанта.
ICQ бот на всех тарифных планах!
[b]Высококлассная техподдержка[/b]
Автоматическая оплата средствами популярных платёжных систем WebMoney , PerfectMoney и BITCOIN
Полностью Анонимный VPN Сервис
Доступ по защищённому https протоколу
[b]Всё что нужно для получения доступа это зарегистрироваться и произвести оплату![/b]

[url=]Vip proxy[/url]
плагин +для обхода блокировок
блокировка +в вк ссылок
блокировка пользователя вконтакте
приватные прокси

Justinropay Commented on August 23, 2017

[url=]как войти в доверие к человеку[/url]

[url=]10 стратегий увеличения продаж[/url]

[url=]приколная песенка[/url]

[url=]вивалди трибют[/url]

[url=]в девочку машу никто не бросал мелоч потому что она была не фонтан[/url]

[url=]вот для чего бабе сиски[/url]

[url=]рассказ как снят филм и заработат д[/url]

психология убеждения

основные правила аб тестирования

история болезни

ализее мои лолита

минет со лдом


освободи кирпич

Jamalorify Commented on August 24, 2017

[url=]angie savage[/url]

[url=]professor anatomii la prof di anatomia 2002[/url]

[url=]ester fine[/url]

[url=]luchshe shokolada[/url]

[url=]devushki iz rayona krasnyih fonarey[/url]

[url=]analnyiy fisting damam[/url]

alexa may

tverdyiy ledenets 4

ester fine

seks pohod 13 go a

seks v stile rok n roll rokko 2

800 pul

jessica may dzhessika mey

casino royal sex fiction

alicia rhodes 2

seks v bolshom gorode

uragan v pustyine

ugnat za 69 sekund

paulina james

lyubovnaya strast

otvyaznaya seks vecherinka

seks pohod 13 go a

code name mata hari 2

kak zhal chto ona bludnitsa

RachardTob Commented on August 24, 2017

[url=]podrostki pustyishki 2 teenage wasteland 2 2011[/url]

[url=]anal dancing gryaznyie tantsyi 2006[/url]

[url=]billionaire girls club klub devushek millionerov 1988[/url]

[url=]frantsuzkaya lyubov french love 1978[/url]

[url=]the best by private 78 big boobs power moshh bolshih sisek 2007[/url]

venice masquerade venetsianskiy maskarad 1999

biancaneve 10 anni dopo belosnezhka 10 let spustya 1999

voodoo sex dolls chertovyi kuklyi 2004

priscila premieres jouissances sex tails vpervyie ispolzovannaya pristsila 2004

bat bitch 1 betbich 1 1989

JamesIcede Commented on August 24, 2017

[url=]тема сисек вынесса орчид [/url]

[url=]эротика любящих приключения антеа и никкы в пустыине [/url]

[url=]желанно смотрящаяся в глазах хеатхер ё хугхес [/url]

[url=]интимныие стороныи молодыих девушек в шедеврах дмитрия елизарова [/url]

[url=]воздействующая на настроение эротика андрещ триплеа [/url]

аубрей аддамс вечером у бассейна

прошедшая без сна неспокойная ноч цинды хопе

любителнитса пляжей луба

женские бюстыи в фото бориса бугаева

воздействующая на настроение эротика андрещ триплеа

Frynkdex Commented on August 25, 2017

Привет всем!
[url=]частное фото сексуалной девушки[/url]

[url=]красивая циликоновая груд[/url]

[url=]скандал халле беррй без трусов[/url]

[url=]луцй пиндер для журнала нутс[/url]

андреа гарциа голая

частное фото цлаудиа сампедро

фото алице иотта голая

фото милена велба милена велба

BobbyLIB Commented on August 26, 2017

Finals previous season, Arsenal's performance [url=]kevin durant shoes[/url] seriously isn't very ideal, although the info well, but the efficiency is not high, and his back pass error, defensive irvine was produced key 3 points have grown to be a "black spots" instant, apparently, in hope that on this to prove himself.

Zero, after the opening, the three points in the database and didn't reach two shots, on the particular contrary, the knight about three points would hit many over there. Garage or focus on defense, he para as well as lebron, Irwin, JR., has been people already, also include successful prevention.

In passing, did well in this Treasury, the ball to some teammate are fed correctly, but Mr Chu in lots of opportunity attack. 04 seconds left inside first quarter, garage dribble to the frontcourt, rhythm, but they are confident the take several steps away from the three-point line and it is necessary to make [url=]curry shoes[/url] actions, the ball! This is usually the warriors in the 1st 3-pointer today. Soon, the Treasury and using second chances for the right side of the beds base again in a 3 items!

It is worth mentioning which the opening, the garage suitable arm was wearing the black gear, it is usually because his right elbow inside the game before the old injury carries a relapse, however, with the experience, he has to remove protective devices. Gear, this indicates, has affected the cope with, before he took off after i feel much better.

With against lebron James, the defense is progressing very well in the Arsenal, but after he was lebron was a new knocked out, the referee provides [url=]stephen curry shoes[/url] blown the garage preventing foul, garage on the floor is various, make action for the referee said lebron elbow.

In breakthrough, garage is also a difficult moves, lots of people all the technique up his defense, which includes lebron, but Treasury first in all sorts of dazzling dribble move Thompson, right after air and rival wreck cases, the hard to help score.

Tag: [url=]kyrie irving shoes[/url] [url=]curry 3[/url] [url=]lebron soldier 9[/url] [url=]adidas terrex[/url] [url=]curry 2[/url] [url=]kyrie 4[/url] [url=]keen uneek sandals[/url] [url=]curry 1[/url] [url=]tissot watches[/url] [url=]adidas nmd[/url] [url=]puma fenty[/url] [url=]kyrie irving shoes[/url] [url=]adidas iniki[/url] [url=]yeezy boost 350 v2[/url] [url=]vans shoes[/url] [url=]new balance shoes[/url] [url=]Snapback Hats[/url] [url=]adidas nmd[/url] [url=]nike zoom vaporfly[/url]

Bennyanymn Commented on September 14, 2017

[url=]buy fluoxetine[/url] [url=]buy colchicine online[/url]

MichaelNub Commented on September 14, 2017

[url=]buy tadalis sx[/url] [url=]buy revia[/url] [url=]doxycycline[/url] [url=]price of azithromycin[/url]

MichaelNub Commented on September 15, 2017

[url=]average cost of viagra prescription[/url] [url=]levitra price[/url]

AlfredCaf Commented on September 15, 2017

[url=]next page[/url] [url=]buy cephalexin online[/url]

KennethCed Commented on September 15, 2017

[url=]visit your url[/url] [url=]order fluoxetine[/url] [url=]Buy Viagra[/url]

CharlesLiede Commented on September 16, 2017

[url=]visit this link[/url] [url=]tadalis sx[/url] [url=]atarax[/url]

AlfredCaf Commented on September 16, 2017

[url=]bupropion sr 150 mg[/url] [url=]Order Cialis[/url] [url=]cheap vardenafil[/url]

Bbnvissuet Commented on September 20, 2017

instant personal loans online -
online payday loans payday loans ’

LmmnFreen Commented on September 20, 2017

low interest rate personal loans -
usa payday loan store best personal loans ’

BlopTraume Commented on September 21, 2017

payday loan online
pay day loans
online personal loans
best online payday loans ’

MichaelNub Commented on September 24, 2017

[url=]metformin osteocare tablets 90[/url] [url=;a-hd;250;mg;reviews]cephalexin a-hd 250 mg reviews[/url]

JubiBeanny Commented on September 26, 2017

low dose cialis -
cialis on line cheap cialis ’

MichaelNub Commented on September 28, 2017

wh0cd805377 [url=]epivir[/url] generic epivir [url=]benadryl[/url] benadryl

LmbtEndams Commented on September 28, 2017

payday loan texas
cash advance lenders
quick low interest payday loan
cash advance america ’

CharlesLiede Commented on September 30, 2017

wh0cd61002 [url=]buy rogaine[/url] [url=]buy lisinopril[/url] lisinopril

MichaelNub Commented on October 1, 2017

wh0cd805377 [url=]Dutasteride[/url] additional info [url=]Arimidex[/url] home page [url=]avalide[/url] Cheap Avalide

MichaelNub Commented on October 1, 2017

wh0cd805377 [url=]phenergan no rx[/url] phenergan online [url=]Acivir Online[/url] acivir

Fvvbseging Commented on October 3, 2017

viagra overnight delivery
generic viagra
prescription viagra
viagra online ’

Lbbeemedy Commented on October 3, 2017

cheap viagra 100mg
viagra buy
order cheap viagra
online viagra ’

MichaelNub Commented on October 3, 2017

wh0cd805377 [url=]BUY CEPHALEXIN[/url] cephalexin 500mg capsule [url=]viramune[/url] viramune [url=]abilify[/url] Abilify Online [url=]Seroquel 150 XR[/url] seroquel no rx [url=]order cytotec[/url] misoprostol buy online

Brettlix Commented on October 5, 2017

wh0cd499565 [url=]buy suhagra[/url] suhagra [url=]paxil[/url] paxil

MichaelNub Commented on October 5, 2017

wh0cd499565 [url=]sildenafil citrate[/url] sildenafil citrate

MichaelNub Commented on October 5, 2017

wh0cd499565 [url=]generic trandate[/url] trandate [url=]prazosin[/url] prazosin [url=]generic amoxil[/url] generic amoxil [url=]calan[/url] calan

FwebfLeabe Commented on October 6, 2017

cialis made in india -
cialis daily prices cialis online ’

FebbbEncats Commented on October 7, 2017

instant loans
online payday loans
canadian faxless payday loans
payday loans no credit check ’

Djjdvequash Commented on October 7, 2017

cialis pill splitting
generic cialis
purchase cialis
buy cialis ’

ManuelSmego Commented on October 10, 2017

viagra generico spagna
viagra for men
viagra magnus 50 mg comun y masticable
[url=]viagra for sale uk only[/url]
lowest generic viagra prices

Richardtup Commented on October 10, 2017

how to buy viagra online in the uk
viagra coupons
latest price of viagra in india
[url=]viagra coupons[/url]
should i take 100-mg of viagra

Fvtjdsainc Commented on October 10, 2017

viagra online buy -
generic viagra viagra samples ’

Danielglomi Commented on October 11, 2017

how can i get prescribed viagra
viagra for sale uk
viagra 100 mg directions
[url=]viagra generic[/url]
names for generic viagra

Wilmerlaf Commented on October 13, 2017

online viagra generico
viagra tablets
best generic viagra websites
[url=]generic viagra[/url]
the best website to buy viagra and cialis

Ronaldplefe Commented on October 16, 2017

buy cheap viagra and cialis
buy cialis online
cheapest price on cialis
[url=]buy cialis online[/url]
purchase discount cialis online

BrianAmicy Commented on October 17, 2017

cheap authentic cialis
generic cialis
buy cialis safely online
[url=]cialis online[/url]
cialis sale online canada

Patrickesofs Commented on October 18, 2017

how long does 25mg viagra take to work
cheap viagra
can u take cialis and viagra together
[url=]viagra online[/url]
sildenafil citrate 100mg dapoxetine 60 mg

Harlancep Commented on October 20, 2017

levitra buy philippines
generic levitra
buy levitra with paypal
[url=]generic levitra[/url]
buy 40 mg levitra

RodgerWox Commented on October 21, 2017

cheapest levitra australia
levitra 20 mg
buy levitra new zealand
[url=]levitra 20 mg[/url]
order levitra canada

PhillipGerry Commented on October 22, 2017

how to order levitra
levitra online
cheapest price on levitra
[url=]buy levitra[/url]
cheap levitra online no prescription

GraceVEr Commented on October 25, 2017

celebrex online [url=]celebrex prices[/url]
generic celebrex celebrex online
celebrex [url=]celebrex online[/url]
celebrex online celebrex online
celebrex [url=]celebrex[/url]

GraceVEr Commented on October 27, 2017

celebrex 200 mg
celebrex online
finasteride 1mg
[url=]finasteride 5mg[/url]
finasteride 5mg
finasteride 5mg

GraceVEr Commented on October 28, 2017

celebrex generic
[url=]celebrex online[/url]
generic celebrex
finasteride 1mg
[url=]buy propecia online[/url]
finasteride 1mg

Benfissuet Commented on October 31, 2017

visa credit cards bad credit -
loan small business cash express ’

LwebdFreen Commented on November 1, 2017

direct lender payday loans -
cash loans 3 month payday loans ’

Vsuminsano Commented on November 4, 2017

viagra prescription uk -
viagra online without prescription over the counter viagra ’

Jessicacon Commented on November 6, 2017

online casinos
[url=]club casino[/url]
best canada slot sites
slot sites
[url=]online casinos[/url]
888 casino
online live casino

MhcbbMaisk Commented on November 9, 2017

pfizer viagra for sale fast delivery -
herbal uk viagra womens viagra ’

Jamesjeobe Commented on November 9, 2017

download autocad mechanical 2017 software
autocad autodesk
autocad 2012 software for sale
[url=]autocad free[/url]
autocad short keys pdf

KennethBuiny Commented on November 10, 2017

download autodesk autocad civil 3d 2017
autodesk autocad
autocad 12 download
[url=]auto cad[/url]
autocad 2011 64 bit windows 7 download

Travisaxiok Commented on November 10, 2017

autocad zeichnungen download
autocad 2014
autocad software for interior designers
[url=]download autocad[/url]
software autocad map

BrittEnasy Commented on November 10, 2017

downloads autocad 2017
autocad 2014
autocad 2017 studentenversion deutsch download
[url=]autocad 2014[/url]
simple autocad online

Bernardphede Commented on November 10, 2017

download autocad architecture 2011
autocad 2016
autocad online degree
[url=]autodesk autocad 2018[/url]
autocad special character codes

JeremyTix Commented on November 11, 2017

drawing autocad online
autocad architectural symbols download
[url=]autocad 2017[/url]
autocad turning circles

VincentFef Commented on November 11, 2017

descargar bloques autocad
autocad lt
autocad lt cheapest price
autocad 360 apk download

VcecdMaisk Commented on November 11, 2017

buy discount viagra online
viagra dosage recommended
]viagra samples
generic viagra india

Mbseweils Commented on November 12, 2017

free viagra without prescription
viagra pills
buy generic viagra
lowest price viagra

RonaldPak Commented on November 12, 2017

autocad 2017 full download
autocad lt
autocad electrical 2011 download
[url=]autocad 2016[/url]
autocad 2012 license borrowing

Ldbraissuet Commented on November 13, 2017

payday loans no credit check no faxing
online payday advance loans
]personal loans
payday loans austin texas

FdbdollLeabe Commented on November 13, 2017

cialis usa
lowest price cialis
]cialis without prescription
buying cialis without a prescription

AlfonsoSPera Commented on November 13, 2017

ordering generic viagra online illegal
viagra without a doctor prescription
cvs prices for viagra
[url=]viagra without a doctor prescription[/url]
viagra cialis sale

Ldbraissuet Commented on November 13, 2017

personal loans people bad credit
loans with no credit check
]personal loans
cash call payday loans

Adriancob Commented on November 14, 2017

discount canadian pharmacy cialis
cialis tablets
best place to buy cialis on line
[url=]cialis coupons[/url]
cheap cialis soft

Victorgog Commented on November 15, 2017

reliable source for generic viagra
viagra online
can i get viagra in boots
[url=]cheap viagra[/url]
how do i buy viagra in london

RandyjoIls Commented on November 15, 2017

sildenafil citrate online
buy viagra online
order generic viagra online
[url=]viagra online[/url]
trusted site buy viagra

Danielkib Commented on November 16, 2017

cheap viagra usa
online pharmacy viagra
where can i buy real viagra
[url=]viagra online[/url]
how long does viagra 100mg last

Willienet Commented on November 16, 2017

cheapest cialis online canada
cialis without a doctor
buy cialis japan
[url=]cialis without prescription[/url]
cialis cheap paypal

Donnaldlag Commented on November 16, 2017

[url=][/url] VapAgeve [url=]I ordered Xanax online[/url] I ordered Xanax online nuffewsInjemn

Dennisdalse Commented on November 17, 2017

buy cialis in us
cialis without a doctor prescription
buy generic cialis online usa
[url=]cialis without a doctor[/url]
phone number to order cialis

Johnnycub Commented on November 18, 2017

sildenafil generic india
viagra without doctor
pills like viagra over counter
[url=]viagra without a doctor visit[/url]
how can i get an erection without viagra

Yvonnefromb Commented on November 19, 2017

no deposit bonus may 2017
[url=]online blackjack ohne anmeldung[/url]
online slots offers
slots of dosh

RobertTrurl Commented on November 19, 2017

viagra online hong kong
viagra without doctor
100mg viagra directions
[url=]viagra without a prescription[/url]
buy cheap viagra showuser

Feltondon Commented on November 20, 2017

[url=][/url] nuffewsInjemn [url=]What is generic Valium?[/url]

MdbsfBeanny Commented on November 20, 2017

generic viagra buy
cost of viagra
cialis pills
order brand name viagra
cialis price

Berthauphok Commented on November 21, 2017

cash advance loans online
[url=]loans online[/url]
consumer loans
private loans
[url=]unsecured loan bad credit[/url]
pay day loans for bad credit
loan today

Elmerexice Commented on November 22, 2017

what is the cost of viagra pills
viagra without doctor
viagra to buy in australia
[url=]viagra without doctor[/url]
sildenafil citrate 100mg australia

Brianliaxy Commented on November 22, 2017

[url=][/url] irrabyDimePeally Purchasing Viagra online

ShelbyMough Commented on November 22, 2017

where can i buy viagra in san diego
viagra without a doctor's prescription
viagra billig online
[url=]viagra without prescription[/url]
best price viagra cialis levitra

Caroltoofs Commented on November 22, 2017

private lender
[url=]online loans same day[/url]
guarantor loans
payday loans edmonton

Nelsonwaync Commented on November 23, 2017

cialis pills from canada
cialis online
best website buy cialis
[url=]cialis prices[/url]
cialis pills in uk

WilliamBlarl Commented on November 23, 2017

cialis professional 20mg pills
cialis online
cheapest cialis internet
[url=]buy cialis online[/url]
discount on cialis

JamesFug Commented on November 24, 2017

buy cialis online from canada
cialis prices
discount canadian cialis
[url=]online cialis[/url]
order viagra cialis online

Add Your Comments

Remember personal information?

(It will take a few moments for your comment to be published. Please do not close the window until then.)

Read More ... 152 Posts In The Same Category

This page was last rebuilt at November 24, 2017 12:42 AM PST. (667 Words)



Consumerism Commentary
Get Rich Slowly
My Money Blog
All Financial Matters
The Simple Dollar


Copyright 2003-2014, All Rights Reserved. (Privacy Policy)