My Personal Finance Journey

Personal finance observation, musing and decisions in a journey toward financial independence by 36 with at least $1 million.


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HOT DEALS

Best Cashback Card:
Citi CashReturns(SM) MasterCard®
5% off EVERYTHING during introductory period. (review)

Best Sign-Up Bonus:
Citi Professional Card
$100 gift card after 1st purchase (review)

Best 0% APR Card:
Discover More Card
0% APR for purchase and balance transfer for 12 months (review)

Best Business Card:
Business Gold Rewards Card from American Express: Up to 40,000 bonus points in the 1st year (review)

Best Student Card:
Citi® mtvU™ Platinum Select® free music, gift cards and more (review)

Best Savings Account:
ING Direct Savings Account (4.30% APY)

Best Interest Checking:
Electric Orange from ING DIRECT. (Free Bill Pay. Earn up to 5.00% APY)

Free Stock Trading:
100% Free Stock Trading from Zecco.com

Free Credit Score:
Free Credit Report and Score from Experian



 

American Express: Winner of 2007 J.D. Power Credit Card Satisfaction Survey

Contributed by mm | December 26, 2007 2:48 AM PST

J.D. Power recently announced American Express as the winner of 2007 Credit Card Satisfaction Survey, with Discover Card as a close runner-up:

American Express ranks highest among the 10 credit card issuers examined in the study with a score of 735 on a 1,000-point scale, performing particularly well in benefits and features, and problem resolution. Discover closely follows American Express with a score of 728, performing well in rewards, and billing and payment.

I have been an Amex customer for many years, and have always been very satisfied with Amex's great service and generous rewards program. For those who are looking for a new card, I can recommend a few exciting offers from American Express that can meet different needs of different people:

Best Rewards Card: Blue Cash from American Express

- Up to 5% cash back with no cap
- 0% APR on purchases for six months
- No annual fee.
- Apply here!

Card with the Best Sign-Up Offer: The Preferred Rewards Gold Card

- 10,000 bonus Membership Reward points after first purchase, redeemable for a $100 gift card!
- Great Membership Rewards Program.
- First year annual fee waived. You may cancel the card if you don't like the rewards program within the first year to avoid annual fees (and keep your $100 gift card).
- Apply here!

Card with Low Introductory Rate: Blue from American Express

- 0% APR on purchases for up to 15 months!
- Low balance transfer APR of 4.99% for the life of the balance!
- Membership Rewards program with no annual fee.
- Apply here!

Best Business Card: The Business Gold Rewards Card

- No limit to the Membership Rewards points one can earn
- Up to 40,000 bonus points in the first year
- Annual fee waived for the first year.
- (You can apply without a business; use your own SSN and claim sole proprietorship)
- Apply here!

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