My Personal Finance Journey

Personal finance observation, musing and decisions in a journey toward financial independence by 2020 with at least $3 million.


By Topics

Overall:
0. About (10)
1. My Progress (139)
2. Car & Home (107)
3. Credit (138)
4. Banking (33)
5. Saving (49)
6. Investing (308)
7. Taxes (89)
8. Spending (74)
9. Misc (97)
A. Archive (49)



MONTHLY ARCHIVE

Feb 2014 (3)
Jan 2014 (6)
Jan 2012 (1)
Apr 2011 (1)
Mar 2011 (1)
Feb 2011 (1)
Jan 2011 (1)
Dec 2010 (1)
Oct 2010 (1)
Sep 2010 (1)
Aug 2010 (1)
Jul 2010 (1)
Jun 2010 (1)
May 2010 (1)
Apr 2010 (1)
Mar 2010 (6)
Feb 2010 (2)
Jan 2010 (7)
Dec 2009 (3)
Feb 2009 (4)
Jan 2009 (8)
Dec 2008 (1)
Jun 2008 (2)
May 2008 (2)
Apr 2008 (5)
Feb 2008 (3)
Jan 2008 (15)
Dec 2007 (32)
Nov 2007 (6)
Oct 2007 (8)
Sep 2007 (9)
Aug 2007 (24)
Jul 2007 (2)
Jun 2007 (1)
May 2007 (3)
Apr 2007 (4)
Mar 2007 (4)
Feb 2007 (13)
Jan 2007 (6)
Dec 2006 (3)
Nov 2006 (7)
Oct 2006 (7)
Sep 2006 (6)
Aug 2006 (4)
Jul 2006 (10)
Jun 2006 (1)
May 2006 (3)
Apr 2006 (2)
Mar 2006 (6)
Feb 2006 (6)
Jan 2006 (3)
Dec 2005 (1)
Nov 2005 (9)
Oct 2005 (8)
Sep 2005 (13)
Aug 2005 (25)
Jul 2005 (16)
Jun 2005 (17)
May 2005 (19)
Apr 2005 (20)
Mar 2005 (24)
Feb 2005 (23)
Jan 2005 (36)
Dec 2004 (40)
Nov 2004 (34)
Oct 2004 (17)
Sep 2004 (21)
Aug 2004 (59)
Jul 2004 (37)
Jun 2004 (31)
May 2004 (29)
Apr 2004 (52)
Mar 2004 (49)
Feb 2004 (49)
Jan 2004 (31)
Dec 2003 (48)
Nov 2003 (52)
Oct 2003 (29)
Sep 2003 (8)
Aug 2003 (5)
Jul 2003 (2)
Jun 2003 (2)
May 2003 (5)
Apr 2003 (2)
Mar 2003 (2)
Feb 2003 (3)
Jan 2003 (29)



 

American Express Blue Cash Now Offers Unlimited Rewards

Contributed by mm | October 17, 2006 8:43 AM PST

Just as other credit card issuers are scaling back on reward programs, CardWeb reported that American Express recently removed spending cap on its Blue Cash reward card.

American Express has made its "Blue Cash" card richer by recently removing the spending cap. Cardholders receive up to 5% in cash back rewards for purchases made at gas stations, grocery stores and drug stores and up to 1% spent elsewhere.

After this revision, the cashback terms of Blue Cash card runs as follows:

- For the first $6,500 purchase of the year, you will receive 1% cashback for "everyday purchases" at gas stations, supermarkets and drugstores, and 0.5% cashback for everything else.

- After $6,500, you will receive 5% cashback for everyday purchase and 1% cashback for everything else.

The change will certainly make American Express Blue Cash one of the juiciest reward card out there. Nevertheless, to take full advantage of it, you will have to swipe this Amex card for most of your daily purchases.

Probably the best strategy will be to charge the first $6,500 on non-everyday purchases, and during this period, charge your everyday purchases during the period on other reward cards like Citibank's Driver's Edge (6% reward on everyday purchases for the first 12 months and 3% thereafter). Once you hit the $6,500 mark, you may use this card everywhere it is accepted for the maximum cashback possible.

This Post Has Received 61 Comments. Share Your Opinions Too.


William Commented on October 18, 2006

FYI: Citi Dividend still offers 5% on everyday purchases. They didn't scale back at all. Just verified with them.


Anonymous Commented on October 19, 2006

Depends on the card. The Dividend Platinum Mastercard is definitely down to 2%. Many people have gotten the notification letter already, and it's now advertised as 5% on their webpage. http://www.citibank.com/us/cards/cardserv/divplat/index.jsp


pab Commented on October 20, 2006

"Anonymous" is correct, the Citi Dividend card is definitely down to 2% cash back for purchases at supermarkets, drugstores, gas stations, convenience stores, and utilities, and 1% on everything else up to an annual cap of $300.

However, is it possible that certain Dividend cards have not been updated or will not have their existing benefits reduced as "William" commented? I just called the customer service number on the back of my card and was assured that my cash back rebates are still at 5% and that they had not been lowered to 2%. This is confusing because I thought that I saw an article that all Dividend card benefits were going to be reduced, but on the other hand I have not received a change in terms or conditions in the mail. To be sure, I will check with my Citibank personal banker and will post another comment if I find out anything different.

In addition to carrying the Citi Dividend MasterCard, I also currently carry the Citi Platinum Select AAdvantage World MasterCard which gave me an opening bonus of 25,000 American Airlines miles (now down to 20,000 miles on the Citi Cards Web site) and one year without the $85 annual fee.

At Citibank, I have an interest-bearing checking, 5.00% e-Savings, 6-month CD, and overdraft line of credit that my Citi credit cards are conveniently linked to online, so I am not currently considering any cards from another company.

Additional Citi Cards that I have considered:

* Citi Driver's Edge card: 6% rebate for supermarkets, drugstores, and gas stations for the first 12 months (3% after that), and 1% on everything else -- rebates can be used for a vehicle purchase or service repairs -- no annual fee

* Citi Professional card: Earn 3% cash back (or 3 Thank You Points for every $1 spent) for auto rentals, at restaurants, gas stations and certain office supply merchants and 1% on everything else (or 1 point for every $1) on everything else -- Card also includes Online Expense Reporting Tool, Quarterly and Annual Account Summaries, and Free 24-hour business assistant -- the Citi Cards Web site is offering a 10,000 ($100) point bonus for opening the card -- no annual fee

* Citi Diamond Preferred card: 5 Thank You Points for every $1 you spend at supermarkets, drugstores, and gas stations for the first 12 months (1 point for every $1 that), and 1 point for every $1 on everything else -- the Citi Cards Web site usually offers a 6,000 ($50) or 10,000 ($100) point bonus for opening the card -- no annual fee


FYI: Thank You Points can be redeemed for gift cards, airfare, merchandise, etc. (10,000 points = $100 gift card and 25,000 points = round-trip airline ticket for the continental U.S.).


William Commented on October 22, 2006

I called once again to verify that my existing benefits have not been reduced. Citibank is still telling me i'm at 5% for gas, market, pharm...

Perhaps they only scaled back only a select number of people??? Not sure what they use to determine, but I put on over 25K per year on my dividend card...


RK Commented on December 11, 2006

They advertise Big....saying 0% APR upto 15 months. I just applied and got 0% APR for 6months. When I called, they told me it is 'upto' terminology. Believe me I got very good credit score.

I hate their terminology. I got green from american express, i spend $900.00 this month. In the cash rebate section,
They mentioned that $447.0 is eligible for cash rebate and i got rebate of $3.37. If this is my Citi-dividend card, I would have got atleast $11 or $12.

Simply I hate their 'upto' and 'eligible' terminology. I have been happy with their cards whether it is points or rewards or cash back.

So Don't get cheated by their marketing terminology.


MCG Commented on December 22, 2006

Had a question about the Blue Cash rewards...

If I spent $7,000, would I receive 5% for eligible purchases and 1.5%? Or would I need to spend $1302 to receive the 5% for eligible and 1.5% for non eligible?


MichaelNub Commented on September 14, 2017

order celexa online zithromax provera


CharlesLiede Commented on September 14, 2017

cheap cialis Colchicine Online cephalexin 250 mg


MichaelNub Commented on September 14, 2017

prozac buy online buy phenergan generic for indocin


Brettlix Commented on September 15, 2017

Trazodone medrol 4mg Purchase Vardenafil


AlfredCaf Commented on September 15, 2017

buy bupropion without script cheap vardenafil cephalexin


CharlesLiede Commented on September 15, 2017

buy antabuse online methotrexate cost buy bupropion online


MichaelNub Commented on September 16, 2017

trazodone buy cephalexin online


CharlesLiede Commented on September 16, 2017

cost of viagra retin-a


AntioneScera Commented on December 5, 2017

farmaco cialis 5 mg
best erection pills
generic online store viagra
ed drugs
cost of 100mg viagra


ChrisChich Commented on December 5, 2017

generico viagra doctor simi
ed medications
cialis 20mg presentation
ed medications
tadalafil megalis 10 mg


ChrisChich Commented on December 6, 2017

who gets free viagra
best erection pills
viagra from canadian online pharmacies
erectile dysfunction pills
cheapest cialis internet


ChrisChich Commented on December 6, 2017

cialis pills color
cialis without a doctor prescription
cheapest place to get cialis
no prescription cialis
http://www.sildenafil.gr/buy_cialis.html


Tysonjen Commented on December 7, 2017

where can i buy cialis in the uk
cialis rezeptfrei
cialis tadalafil tablets
cialis without a doctor's prescription
cialis super active buy


DeweyDrere Commented on December 8, 2017

tal funciona viagra generico
buy viagra
comprar viagra en argentina online
buy viagra online
sildenafil 100mg dapoxetine 60mg


Roberthob Commented on December 8, 2017

cheap viagra bulk
viagra online
how to get free viagra on nhs
viagra prices
buy viagra legally online canada


Larrypougs Commented on December 10, 2017

indian viagra price
viagra cost
cialis 20mg vs viagra 50mg
cost of viagra
generic viagra called


LouisOxync Commented on December 10, 2017

the best price for viagra
viagra prices
viagra 50 mg efectos secundarios
how much viagra does cost
canadian drugs online viagra


Williamnat Commented on December 12, 2017

any problems generic viagra
viagra no prescription
which is cheaper viagra or levitra
viagra ohne rezept aus deutschland
goes generic viagra work


Andrewblumb Commented on December 12, 2017

will viagra go generic 2012
viagra ohne rezept aus deutschland
cialis versus viagra price
viagra ohne rezept aus deutschland
sildenafil citrate equivalent to sildenafil 100mg


RichardFab Commented on December 12, 2017

ways to get hard without viagra
viagra without prescription
donde comprar viagra online
viagra without a doctor prescription
cheap viagra pills for sale


Larrytup Commented on December 13, 2017

canada drugs online viagra
viagra without a doctor prescription
viagra generika kaufen forum
viagra ohne rezept aus deutschland
ordering generic viagra canada


KatrinaFab Commented on December 13, 2017

cash advance
pay day loans
payday loans online
online loans


RobertStisa Commented on December 14, 2017

cual es la droga generica del viagra
viagra without prescription
what color is the viagra pill
viagra without prescription
viagra online 100mg
viagra ohne rezept aus deutschland
farmaci generici cialis viagra
viagra ohne rezept aus deutschland
where can i buy cialis or viagra on line


Edwinslups Commented on December 14, 2017

viagra 25 mg prospect
viagra without prescription
viagra two pills
viagra without a doctor prescription
viagra for sale next day delivery
viagra no script
price of one viagra pill
viagra no script
generic viagra sale uk


Michaelmaf Commented on December 15, 2017

purchase viagra online
viagra without a doctor prescription
to buy cheap viagra
viagra without a doctor prescription
buy viagra tablets
viagra no script
viagra pills for girls
viagra without a doctor prescription
buy viagra boots


JerryPed Commented on December 16, 2017

cheapest viagra cialis levitra
viagra without prescription
buy cheap viagra blog
viagra without prescription
buy viagra without rx
viagra without prescription
se puede comprar viagra sin receta en mexico
viagra no script
nome de genericos do viagra


GeorgeBeexy Commented on December 16, 2017

viagra and arginine together
viagra without prescription
viagra cialis cheap
viagra without a doctor prescription
viagra sales
viagra without prescription
viagra internet order
viagra without prescription
use viagra tablets men


Rosettaknops Commented on December 16, 2017

payday loans no credit check
payday loans no credit check
payday loans
payday loans


BruceZep Commented on December 16, 2017

happens you take 100mg viagra
viagra without prescription
cheap viagra cialis uk
viagra without a doctor prescription
more than 100 mg viagra
viagra without a doctor prescription
viagra cheap shipping
viagra no prescription
why take 100mg of viagra


Gregorywex Commented on December 16, 2017

where do you buy viagra in south africa
viagra without a doctor prescription
50 mg viagra vs 100 mg
viagra without a doctor prescription
buy viagra online new york
viagra ohne rezept aus deutschland
can you really buy viagra on the internet
viagra no prescription
is there a generic for viagra in the u.s


RogerThevy Commented on December 17, 2017

how long does it take to get viagra
viagra without a doctor prescription
viagra patent expires generic
viagra without a doctor prescription
trial order of viagra
viagra no prescription
can you buy viagra over the counter at cvs
viagra ohne rezept aus deutschland
cheap viagra paypal payment


Jameswaymn Commented on December 17, 2017

viagra generic uk online
viagra without a doctor prescription
what is kamagra 100mg oral jelly sildenafil
viagra without prescription
buy women viagra uk
viagra ohne rezept aus deutschland
the evolution of a viagra salesman ebook
viagra without prescription
buy cheap brand viagra


StaceySwoks Commented on December 19, 2017

buy viagra pay mastercard
viagra price
buy viagra org cn goodman
viagra cost
viagra 100mg street value


Bryanpaurb Commented on December 19, 2017

buy viagra reliable
viagra cost
legal buy generic viagra online
viagra cheap
viagra generico iene


Rosettaknops Commented on December 20, 2017

payday loans
payday loans no credit check
payday loans
payday loans online


Williammaf Commented on December 23, 2017

where to order levitra online
vardenafil 20mg
buy online levitra in usa
vardenafil 20mg
order levitra no prescription
levitra
levitra buy australia
levitra 20 mg
levitra discount prices


StephenVag Commented on December 23, 2017

buy levitra 20 mg
levitra generic
cheap levitra in canada
levitra
cheap levitra professional oo
levitra 20 mg
cheap levitra online uk
vardenafil
buy viagra cialis levitra


CarolynmiG Commented on December 24, 2017

payday loans online no credit check
payday loans no credit
payday loans online no credit check
payday loans online no credit check


NormaFaw Commented on December 24, 2017

payday loans no credit check
payday loans no credit
payday loans no credit check
payday loans no credit check


TravisEpist Commented on December 27, 2017

cialis buy online pharmacy
cialis price
buy cialis with money order
best price cialis
where to buy cialis in canada
cialis cheap
cialis discount program
cialis prices
cheapest place to buy generic cialis


ShirleyJally Commented on December 27, 2017

casino games
п»їcasino online
free casino games
casino games


Kennethmup Commented on December 28, 2017

viagra and getting pregnant
viagra without a prescription
can i buy viagra in france
viagra without a doctor prescription
buying viagra london over counter
viagra cheap
online viagra with mastercard
viagra cheap
can you buy viagra over counter uk


EdwardJug Commented on December 28, 2017

casino games
online casino
real money casino
free casino games


SarahDrags Commented on December 28, 2017

real money casino
real money casino
online casino
free casino games


Teresajew Commented on December 30, 2017

online casino
real money casino
free casino games
casino online


FrankEvato Commented on December 30, 2017

free casino games
casino games
casino online
online casino


RichardSpork Commented on January 2, 2018

live internet baccarat
online casinos
top online casino roulette
casino
online casino gambling roulette


WilbertGom Commented on January 6, 2018

slots casino games
online casinos
slots casino games
casino slots free


Mariamus Commented on January 7, 2018

free casino slots
free slots no download no registration
free slot games
free slots no download


Aprilwrobe Commented on January 8, 2018

online casino real money
free slots no download
casino free games
casino slot games


KerryDyese Commented on January 9, 2018

free casino games
free slots online
free casino games slots
casino slots free


SoniaMal Commented on January 10, 2018

slots casino
casino games slots
online casinos
slots casino


Ronaldbiafe Commented on January 12, 2018

activation codes for autocad 2017
autocad software
autocad 2013 commercial new slm
autocad software
autocad upgrades
autocad 2017
autocad lt upgrade 2017
cad
autocad software purchase online


GregoryAlodo Commented on January 14, 2018

best place buy viagra online australia
buy viagra online
what year does viagra go generic
order viagra online
sildenafil citrate 25mg tablets
viagra cheap
para comprar viagra se necesita receta medica chile
viagra prices
brand versus generic viagra


DanielclabE Commented on January 17, 2018

cheap viagra and cialis on line
cialis online pharmacy
cialis on sale
buy cialis
cialis canada buy
cialis price
buy cialis bangkok
cialis prices
cheap cialis europe


Add Your Comments










Remember personal information?




(It will take a few moments for your comment to be published. Please do not close the window until then.)


Read More ... 138 Posts In The Same Category










This page was last rebuilt at January 17, 2018 05:36 PM PST. (232 Words)
 

RSS FEED





PERSONAL FINANCE BLOGS I READ

Consumerism Commentary
Get Rich Slowly
My Money Blog
All Financial Matters
The Simple Dollar






.



Copyright 2003-2014, PFBlog.com. All Rights Reserved. (Privacy Policy)