My Personal Finance Journey

Personal finance observation, musing and decisions in a journey toward financial independence by 2020 with at least $3 million.


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7. Taxes (89)
8. Spending (74)
9. Misc (97)
A. Archive (49)



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DebtSmart.com - A Great Personal Finance Site

Contributed by mm | May 31, 2004 10:15 PM PST

Money magazine reported that Scott Bilker boasts a portfolio of 80 credit cards and a FICO score of 794.

His rules:

- Banks are at your mercy. (Banks are competing for your business.)
- You need plenty of credit options to wrangle the best deals. (You need a lot of credit cards toalways get the best deals.)
- Always bargain for better. (Talk to the banks to get better deals.)
- Never overspend. (Stick to finance discipline.)

Scott is really an expert and consumer advocate of credit card. He wrote books and maintains a great website DebtSmart.com talking about credit card tricks and best consumer practices. Actually, this web site is a vivid personal finance bible by itself. I highly recommend the following sections especially:

Articles: A full collection of personal finance articles, categorized by topics.

Household Math Problems: A number of questions regarding real-world personal finance decisions. Bill professionally explains the underlying math in great details.

Quizzes and Tests: A few online tests about your personal finance shrewdness.

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