My Personal Finance Journey

Personal finance observation, musing and decisions in a journey toward financial independence by 2020 with at least $3 million.


By Topics

Overall:
0. About (10)
1. My Progress (139)
2. Car & Home (107)
3. Credit (138)
4. Banking (33)
5. Saving (49)
6. Investing (308)
7. Taxes (89)
8. Spending (74)
9. Misc (97)
A. Archive (49)



MONTHLY ARCHIVE

Feb 2014 (3)
Jan 2014 (6)
Jan 2012 (1)
Apr 2011 (1)
Mar 2011 (1)
Feb 2011 (1)
Jan 2011 (1)
Dec 2010 (1)
Oct 2010 (1)
Sep 2010 (1)
Aug 2010 (1)
Jul 2010 (1)
Jun 2010 (1)
May 2010 (1)
Apr 2010 (1)
Mar 2010 (6)
Feb 2010 (2)
Jan 2010 (7)
Dec 2009 (3)
Feb 2009 (4)
Jan 2009 (8)
Dec 2008 (1)
Jun 2008 (2)
May 2008 (2)
Apr 2008 (5)
Feb 2008 (3)
Jan 2008 (15)
Dec 2007 (32)
Nov 2007 (6)
Oct 2007 (8)
Sep 2007 (9)
Aug 2007 (24)
Jul 2007 (2)
Jun 2007 (1)
May 2007 (3)
Apr 2007 (4)
Mar 2007 (4)
Feb 2007 (13)
Jan 2007 (6)
Dec 2006 (3)
Nov 2006 (7)
Oct 2006 (7)
Sep 2006 (6)
Aug 2006 (4)
Jul 2006 (10)
Jun 2006 (1)
May 2006 (3)
Apr 2006 (2)
Mar 2006 (6)
Feb 2006 (6)
Jan 2006 (3)
Dec 2005 (1)
Nov 2005 (9)
Oct 2005 (8)
Sep 2005 (13)
Aug 2005 (25)
Jul 2005 (16)
Jun 2005 (17)
May 2005 (19)
Apr 2005 (20)
Mar 2005 (24)
Feb 2005 (23)
Jan 2005 (36)
Dec 2004 (40)
Nov 2004 (34)
Oct 2004 (17)
Sep 2004 (21)
Aug 2004 (59)
Jul 2004 (37)
Jun 2004 (31)
May 2004 (29)
Apr 2004 (52)
Mar 2004 (49)
Feb 2004 (49)
Jan 2004 (31)
Dec 2003 (48)
Nov 2003 (52)
Oct 2003 (29)
Sep 2003 (8)
Aug 2003 (5)
Jul 2003 (2)
Jun 2003 (2)
May 2003 (5)
Apr 2003 (2)
Mar 2003 (2)
Feb 2003 (3)
Jan 2003 (29)



 

Inflation-Protected CDs

Contributed by mm | December 8, 2003 5:44 PM PST

Money magazine reports a new variation of CD - Inflation-Protected CD, now offered by LaSalle Bank in Chicago.

As explained in the Bank's web site, "[t]hese innovative CDs are similar to U.S. Treasury Inflation-Protected Securities (TIPS), where the principal amount is adjusted periodically to reflect changes in inflation. CDIPs pay a stated fixed rate of interest like a traditional CD, however interest is paid semi-annually on an inflation adjusted base amount, not the original investment amount. At maturity, additional interest is paid equal to the total increase (if any) of the inflation-adjusted base over the original investment. Thus, both the final payment at maturity and the periodic interest payments increase as inflation rises."

As of today, LaSalle Bank offers the following rates:

5-Year (Maturity: 12/17/2008): Fixed Rate 1.40% + Inflation
10-Year (Maturity: 12/17/2013): Fixed Rate 2.15% + Inflation

Here are some important facts in the Disclosure Statement:

- CD is FDIC insured up to $100,000 per depositor
- Early Withdrawal: only be available upon the death or adjudication of
incompetence of the owner of the CD and, in those circumstances, will be
permitted without penalty. (Although a secondary market for the CD may be maintained by the broker-dealer selling the CD.)
- CD is transferable upon notice to the broker-dealer

In comparison comparison, Treasury Inflation Protected Securities (TIPS) is only offered in 10-year periods now. The last one yields a fixed rate of 1.875% plus inflation and matures on July 15, 2013.

This Post Has Received 28 Comments. Share Your Opinions Too.


Mossi N lvus Commented on June 16, 2017

I’m pressed for time now. We are pressed for money at the moment.
http://feketelista.eu/index.php?topic=248749
http://www.exp-wog.com/viewtopic.php?f=237&t=143549
http://luxuriaescort.com/forum/index.php?PHPSESSID=e9a1dd30f636f2bcd858278870717c83&topic=394460
http://canadiansantas.com/index.php?topic=958798
http://www.iiitmk.ac.in/vrclc/index.php/kunena/working/194918

.
[url=http://fear-some.com/forums/index.php?topic=205056]http://fear-some.com/forums/index.php?topic=205056[/url]
[url=http://kidshock.ru/forum/index.php?topic=252669]http://kidshock.ru/forum/index.php?topic=252669[/url]
[url=http://www.l2caprica.com/foro/index.php?topic=86983]http://www.l2caprica.com/foro/index.php?topic=86983[/url]
[url=http://www.rebricambi.it/it/forum/suggestion-box/168350]http://www.rebricambi.it/it/forum/suggestion-box/168350[/url]
[url=http://genesis.myootp.com/forum/index.php?topic=680813]http://genesis.myootp.com/forum/index.php?topic=680813[/url]


Derekhef Commented on August 20, 2017

y sex with viagra minute
power|[url=http://viagraicn.com/buy-viagra-online-without-prescriptions]viagra ad[/url]
viagra vs sildenafil


PatrickBip Commented on August 20, 2017

x vardenafil called [url=http://levitrayc.com]levitra coupon[/url] levitra coupon


JuliusClema Commented on August 21, 2017

t payday loans online left [url=http://paydayloansyc.com]online payday loans no credit check[/url] payday loans no credit check
s buy levitra books [url=http://levitrayc.com]levitra[/url] buy vardenafil
z tadalafil online herself [url=http://cialisyc.com]buy cialis online[/url] cialis coupon


JuliusClema Commented on August 21, 2017

o modafinil cost voice [url=http://modafinilyc.com]modafinil[/url] provigil cost
n buy prednisone online ladies [url=http://prednisoneyc.com]prednisone[/url] prednisone 10mg
q tadalafil nature [url=http://cialisyc.com]tadalafil[/url] tadalafil online


IsidroGon Commented on September 2, 2017

viagra at discount prices
viagra without doctor
generic viagra 24h
[url=http://bfviagrajlu.com/#]viagra without doctor[/url]
can you buy viagra indonesia


JorgeGremn Commented on September 3, 2017

how can i get a viagra prescription
viagra without prescription
4 tabl. kamagra sildenafil citrate 100mg
[url=http://bfviagrajlu.com/#]viagra without prescription[/url]
order viagra and cialis online


WalterCow Commented on September 5, 2017

how to buy sildenafil citrate
viagra without doctor
can i cut 50mg viagra in half
[url=http://bfviagrajlu.com/#]viagra without a doctor prescription[/url]
is 20mg cialis equal to 100mg viagra


WalterCow Commented on September 5, 2017

order viagra super active+
viagra without a doctor prescription
viagra generico precio
[url=http://bfviagrajlu.com/#]viagra without prescription[/url]
original viagra online


Richardfaw Commented on September 5, 2017

online dr viagra
viagra without doctor
buy viagra online paypal
[url=http://bfviagrajlu.com/#]viagra without prescription[/url]
how does viagra pills look like


DennisBeazy Commented on September 6, 2017

diferencia viagra 50 mg 100 mg
viagra without a doctor prescription
generic viagra approved fda
[url=http://bfviagrajlu.com/#]viagra without a doctor prescription[/url]
retail price viagra cvs


Ronaldknodo Commented on September 9, 2017

mental addiction to weed
drug addiction rehab centers
length of oxycodone withdrawal
[url=http://drugrehabtrustedclinic.com/]alcohol rehab[/url]
what helps with withdrawals from opiates


JasonNeesy Commented on September 9, 2017

methadone detox
drug addiction rehab centers
symptoms meth withdrawal
[url=http://drugrehabtrustedclinic.com/]drug addiction rehab centers[/url]
help with withdrawal


RichardQuoca Commented on September 13, 2017

symptoms of doing coke
rehab addict
tramadol for heroin withdrawal
[url=http://drugrehabtrustedclinic.com/]alcohol rehab[/url]
vogue rehab


Bennyanymn Commented on September 14, 2017

[url=http://indocin247.us.com/]indocin[/url] [url=http://cipro247.us.com/]BUY CIPRO[/url]


CharlesLiede Commented on September 15, 2017

[url=http://methotrexate.schule/]methotrexate lupus[/url] [url=http://genericvaltrex.pro/]valtrex[/url] [url=http://viagrasoft.shop/]soft tabs viagra[/url] [url=http://sildenafil.mba/]where to buy sildenafil citrate[/url]


CarlosLes Commented on September 15, 2017

pill looks like viagra
buy viagra online
[url=http://viagrajfeg.com/]buy viagra online[/url]
sildenafil citrate 45 mg
buy cialis
[url=http://cialisdmge.com/]buy cialis[/url]
effet levitra 20mg


CharlesLiede Commented on September 16, 2017

[url=http://citalopramhbr20mg.store/]citalopram[/url] [url=http://buy-ampicillin.store/]ampicillin[/url] [url=http://genericcelexa.pro/]generic celexa[/url] [url=http://hydrochlorothiazide25mg.pro/]hydrochlorothiazide[/url]


AndrewRom Commented on September 17, 2017

cialis pills used
cialis online canada pharmacy
cheapest cialis 10mg
[url=http://fgocialisgfeb.com/#]cialis from canada[/url]
buy cialis prescription online


Donnienurce Commented on September 17, 2017

buy cialis online for cheap
buy cialis
cialis dapoxetine buy
[url=http://fgocialisgfeb.com/#]cialis online pharmacy[/url]
cialis a prix discount


ArthurJak Commented on September 18, 2017

Top Rated Online Canadian Pharmacies
fda approved canadian online pharmacies
discount pharmacy
[url=http://ehmcanadaufgpharmacypo.com/#]fda approved canadian online pharmacies[/url]
prescription drugs online without doctor


HaroLoonsems Commented on September 18, 2017

Alli Pills Recall [url=http://cialtobuy.com ]online pharmacy[/url] Composition Viagra
Viagrapurchase Cytotec Petition Levitra Eiaculazione Precoce
Vpxlgenericindia cialis price Cialis Effets Posologie


DerrickNok Commented on September 18, 2017

Best Online International Pharmacies
Canadian Online Pharmacies
online pharmacy reviews
[url=http://ehmcanadaufgpharmacypo.com/#]Canadian Online Pharmacies[/url]
Online Pharmacy


Olfikkeemy Commented on September 20, 2017

quick loans for bad credit - http://paydaervx.com/
same day loans no credit no credit check loans ’


ScottHib Commented on September 20, 2017

gimonte sildenafil 50 mg
viagra without doctor
where do i buy cheap viagra
[url=http://dyviagrahwithoutbdoctorklprescription.com/#]viagra no script[/url]
generico del viagra


LmmnFreen Commented on September 20, 2017

debt settlement - http://personalervxv.com/
loans personal loan rates ’


Rolandfup Commented on September 23, 2017

buy cialis viagra online
cialis online pharmacy
cheap cialis one day
[url=http://vgcialistylbuyjl.com/#]buy cialis online[/url]
cheap cialis online uk


Fvvbutelve Commented on September 24, 2017

viagra brand name
viagra online
order cheap viagra
generic viagra ’


Add Your Comments










Remember personal information?




(It will take a few moments for your comment to be published. Please do not close the window until then.)


Read More ... 312 Posts In The Same Category










This page was last rebuilt at September 24, 2017 04:02 AM PST. (244 Words)
 

RSS FEED





PERSONAL FINANCE BLOGS I READ

Consumerism Commentary
Get Rich Slowly
My Money Blog
All Financial Matters
The Simple Dollar






.



Copyright 2003-2014, PFBlog.com. All Rights Reserved. (Privacy Policy)