Contributed by mm | July 4, 2004 08:46 AM
PST
Today I received a mail from Safeco, my insurance company for home and car, regarding increase in homeowner insurance premium for the next 12-month period starting in August. The annual premium is increased from $329 to $364, a 11% increase.
Behind the increase, Safeco also mentioned that coverage is increased from $200,000 to $218,000 for dwelling structures to cover raising cost of building materials and labor and proportionately for other coverages (namely other structures and personal property).
I found this premium increase perfectly acceptable. Actually, I was wondering whether my original $200,000 coverage is enough for a while in the last few months, and this additional coverage amount gave me some more confidence in the event of an disaster.
On a related issue, I am still considering whether to buy an earthquake insurance. I hope to make a decision in the next couple of months.
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$5 Auto Insurance Premium Break (July 19, 2004)
Safeco just sent me a bill for the auto insurance policy for the next six months. To my surprise, the six-month premium dropped a few dollars from $574.90 to $570.30. It corroborated Fool.com's report that auto insurance price increase has been alleviated.
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My current auto insurance policy will expire in about six weeks so it's time to check whether I need to switch the boat. My current insurer for both my home and my wheels is Safeco (I have been with Safeco for around a year). Read
Earthquake Insurance (June 03, 2004)
Recently I am considering the idea of purchasing earthquake insurance for my house. As you are probably aware, conventional homeowner insurance does not cover natural disasters like earthquake and flood. Read
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I'm shopping a medical insurance for my parents right now, who are going to visit my family for three months starting this Christmas. Same as my choice of auto insurance and umbrella policy, my goal is to minimize my risk of massive medical expenses while ... Read
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