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My Personal Finance Journey

Personal finance observation, musing and decisions in a journey toward financial independence by 36 with at least $1 million.

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Previously On PFBlog (December 2004)



Dear Readers,

I hope you enjoyed PFBlog in December. I did, and I also enjoyed the significant growth in readership: total monthly pageview grew from 23,000 in November to 33,300 in December -- I always love to see my work becomes meaningful. In case you missed some of the highlights in the past month, please use this monthly summary to

December's stories includes three series: First, I was test-driving the new free annual credit report service, now available to 13 western states. My test reports of both Equifax and TransUnion includes some tips to get the most out of this service.

Second, I considered, purchased and have been enjoying my TiVo. Many of you left comments about your TiVo experience, which helped me in the final purchase decision. Thank you!

Third, I started a series to discuss college saving options in late December. Although the series has not been completely finished, please enjoy what's current in stock:

Part 1: Parents' Responsibility
Part 2: The Goal
Part 3: What's Financial Need?
Part 4: The EFC Calculation
Part 5: 529 Savings Plan
Part 6: 529 Prepaid Tuition Plan
Part 7: Coverdell Education Savings Account

If you are a saver, December brought a number of money-saving tips like my newly discovered Citi® Driver's Edge® Platinum Select® Card, how to save $20 for your new TiVo activation, and how to save on your auto insurance and homeowner's insurance.

If you love the more analytical aspect of PFBlog, take a look at my analysis on how to calculate your sales tax deduction in the next tax return, whether you should save receipts next year, and an in-depth review of my $413 mistake.

Again, thank you for becoming a loyal reader! Do not hesitate to add your comments for posts you like (or dislike), and send me an email if you want to discuss offline.

Cheers,
MM

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>>> cuntlips Commented on February 10, 2006

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