What's the quickest money you've made? For me, the $1,110 Citibank posted to my credit card account last week should qualify.
Back in March, I shared in this blog that Citibank was inviting me to pay down my $40,000-strong credit card balance from multiple 0% APR balance transfer offers. Citi promised a cash reward of 10% of extra payments I would make that exceeds minimal payments, up to $550 per card. The program, called Payment Partner, is designed to encourage people with spotty credit to pay down the debt to avoid future loss on Citi's part, and for some reasons, I was classified as a credit risk.
I guess it is God's blessing that I opened Citi's letter the day the offer was going to expire -- due to my overseas assignment, I only have access to my mailbox every time I travel to Seattle. You know the rest from this blog: I called to sign up for the offer, made the extra payments, and several months later, I'm $1,100 richer, all for only 10 minutes of work!
I have to say I'm extremely satisfied of the various products Citi has offered over time. During the last four years since I became a Citi customer, I have made over $2,500 in cash from sign-up bonus, cashback rewards and 0% APR balance transfer offers. Adding this $1,100, that's $3,600 from just a few hours of online banking and envelope stuffing.
If you have a few minutes, here are some excellent Citibank credit card offers you can take advantage of today:
Best 0% APR Offer - Citi® Driver's Edge® Platinum Select® Card
• 0% APR on Balance Transfers for 12 Full Months
• Earn Rebates for Every Mile Driven
• 6% Rebates on Gas Station, Supermarket, and Drugstore Purchases for 12 Full Months, 3% Rebates after, and 1% Rebates on All Other Purchases
• Rebates Can Be Applied Toward Car Maintenance, or to Buy or Lease a New or Used Car
• Rebates Can Also Be Applied to the ThankYou(SM) Network
• No Annual Fee
• Read PFBlog Review of this card and Apply Today!
Best Reward Card - Citi® Dividend Platinum Select® Card
• Earn 5% Cash Back at Gas Stations, Supermarkets, Drugstores, Convenience Stores, and Utilities including Cable for 6 Months and 2% Cash Back thereafter, Plus 1% on all Other Purchases
• Earn Cash Back on Qualifying Balance Transfers on Eligible Cash Advances
• Earn Unlimited Cash Back by Shopping Within the Citi® Bonus Cash Center
• No Annual Fee
• Citi® Identity Theft Solutions
• Read PFBlog Review of this card and Apply Today!
Best Sign-Up Bonus - Citi Professional Card
• 10,000 Bonus ThankYou(SM) Points with First Purchase - That's Like Getting a $100 Gift Card
• No Fee Rewards Program
• 0% APR on Balance Transfers for Nine Months from the Date of the First Transfer - No Balance Transfer Fee with this Offer*
• Earn Three ThankYou(SM) Points for Every Dollar Spent at Gas Stations, Restaurants, Car Rentals, and Office Supply Stores
• A Unique Online Expense Reporting Tool to Customize Reports for Billing or Reimbursement
• Read PFBlog Review of this card and Apply Today!
Best Student Card - Citi® mtvU™ Platinum Select® Visa® Card for College Students
• 0% APR* for 6 Months on Purchases, Cash Advances and Balance Transfers
• Get Five ThankYou® Points for Every Dollar You Spend at Restaurants, Book Stores, Record Stores, Movie Theaters, and Video Rental Stores
• Earn One ThankYou Point For Every Dollar You Spend on All Other Purchases
• Earn 25 ThankYou Points for Paying on Time
• Earn 200-2000 ThankYou Points Twice a Year for Maintaining a Good GPA
• Redeem Points for Gift Cards, MTV Events, and Airline Tickets
• No Balance Transfer Fee With This Offer
• No Annual Fee
• Read PFBlog Review of this card and Apply Today!