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$100 Fidelity Bonus for eBay Customers

Contributed by mm | November 3, 2004 10:15 PM PST

FatWallet's Finance Forum is truly a source of sweet financial product deals. In the last several months, I had been picking up ideas like no-string-attached free Experian credit report, the marvelous MBNA Cashback card that gives 10% cashback for grocery and dining bills, and, most recently, the TrueEarnings cobranded card from Amex and Costco. Today, I got another hint from the Forum: a $100 bonus from Fidelity for eBay customers.

The deal is simple. As described in the Fidelity website, Fidelity will deposit $100 into your account when you open a brokerage account and deposit at least $10,000. In additon, eBay PowerSellers will receive Fidelity gold level pricing (like $8 per trade). Also, based on the fine prints, the deal apparently does not require customers to keep this ten grand in Fidelity account for a predefined number of days. What's more, this $100 bonus is available to existing Fidelity customers as well as long as they deposit $10,000 to an existing account.

As you may know, I am already a Fidelity customer as Fidelity is the designated broker for our 401(k) and ESPP accounts. Over the past several years, I found Fidelity's service first-class, and fee schedule more than reasonable (I am also entitled to gold level pricing). Today, I signed up for the deal and give Fidelity a call. The call confirmed that as long as I deposit $10,000, I can get $100 back in no time. Even though it means I may lose seveal days of interest, this is still a wonderful deal that adds $90 to my net worth with less than an hour's work.

One thing that bothers me is why Fidelity chooses eBay as a marketing partner. It is possible that eBay users may be more Internet-minded and thus require less maintenance, but I doubt an average eBay user has a higher net worth than the readers of a personal finance magazine. Anyway, $100 is not a high price for a discount broker to pay for new accounts, and I am satisfied with the fact that Fidelity is willing to tunnel some pocket money to some existing customers who happen to be eBay users too.

This Post Has Received 40 Comments. Share Your Opinions Too.

J P Commented on November 4, 2004

is there an early closure fee? I could not find one on the fee schedule, but I wanted to confirm. Also, there is a $50 annual maintenance fee if you keep it open for longer than a year.

mm Commented on November 4, 2004

Not sure about early closure -- I haven't seen it in fee schedule either. There is no minimal balance fee so I will suggest just withdraw all the money, and if you want, close the account after 10-11 months.

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