My Personal Finance Journey

Personal finance observation, musing and decisions in a journey toward financial independence by 2020 with at least $3 million.


By Topics

Overall:
0. About (10)
1. My Progress (139)
2. Car & Home (107)
3. Credit (138)
4. Banking (33)
5. Saving (49)
6. Investing (308)
7. Taxes (89)
8. Spending (74)
9. Misc (97)
A. Archive (49)



MONTHLY ARCHIVE

Feb 2014 (3)
Jan 2014 (6)
Jan 2012 (1)
Apr 2011 (1)
Mar 2011 (1)
Feb 2011 (1)
Jan 2011 (1)
Dec 2010 (1)
Oct 2010 (1)
Sep 2010 (1)
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Jul 2010 (1)
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May 2010 (1)
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Jan 2003 (29)



 

Backgrounder

Contributed by mm | January 1, 2003 1:18 AM PST

This is a personal journal to track my progress to accumulate enough wealth to retire by 40 (Year 2016).

I start to keep track my personal finance in June 2002 when my net worth was around US$47k. By my current estimate, I need to have a net worth of US$1,000,000 to comfortably retire with my wife back in China (my home country) and experience my other interests. I believe this goal is achievable with hard work, discipline and smart personal finance management.

I plan to analyze my progress at least monthly, and write down day-to-day thinkings about personal finance issues regularly. This should be a good journal for anyone who is interested in accumulating a meaningful moneypile from scratch.

If you have any suggestions or questions, please feel free to contact me. My email address is webmaster@pfblog.com.

This Post Has Received 119 Comments. Share Your Opinions Too.


clymberz Commented on June 13, 2004

Hey bud, not to split hairs but you should state that you need $1M in today's dollars. ...not just $1M....


Arnold Tukker Commented on September 27, 2004

Dear Sir,

Great website and initiative. Just one question about your goal. 1 Million US$ is probably enough to retire at 40, go back to China and live there comfortably at CURRENT price levels. But China is the world's future economic powerhouse and what if price levels will shoot up in the next 10-20 years like they have done in Korea and Japan the last decades? Maybe buying your house/property in China as soon as possible is a good plan.

Good luck, Arnold


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