HSBC Direct seems like a better choice at 4.8%. I did a lot of research and read personal reviews comparing ING, Emigrant, and HSBC. I settled on HSBC for a variety of reasons, one of which was the higher rate.
HSBC's 4.80% APY is temporary until 4/30. For the record, I never believe a big bank can be a leader in the game ... they need to worry about not pissing off too many existing customers.
eDave, does HSBCDirect charge for bank-to-bank transfers? By reading the fineprints, I thought they would charge $3 fee for any transfers. Let ma know.
I believe it says in the fine print that for the Online Savings account, there is no transfer fee.
Tks. I just called HSBC to check that, there is no fee to fund the account, however any time you want to take money out of the account, there will be a $3 fee per transaction. In this case, it would only make case to bank with HSBC if you want to centralize all your finances with them (which you cannot do with INGDirect, which does not offer ATM, check, and other banking products).
I'm glad that Emigrant finally raised their rates. I think hsbc and the other banks really did a good job teasing current Emigrant customers when the rates were 4.25%.
A friend of mine swears by Umbrella bank, saying they are the most aggressive rate wise, however, they don't have convenient EFT access.
In my blog (http://makingourway.blogspot.com/) on march 9th and march 17th I posted some comparisons between emigrant, gmac (which has a higher rate and seems tempting) and umbrella bank. I've also included a copy of their dialogue with me regarding funding. They are paying about 4.61% as well.
I like the idea of a long term CD that you can break. Most banks I've talked to sacrifice a quarter rather than a half year of interest. I'd hold off locking for a while. I think more interest rate hikes will come.
Regards,
Making Our Way
http://makingourway.blogspot.com/
There is NO transfer fee if you have the online HSBC savings account. From their terms and conditions:
"The following Service Charges apply to all Consumer Checking and Savings Accounts when completing a transfer from HSBC to another financial institution. These charges do not apply to a customer that owns an OnlineSavings Account, HSBC Premier, or Domestic Private Banking account.
Fee Transaction -- $3.00 per transaction."
I have had the account for three months with many transfers, and can confirm that there is indeed no transfer fee.
I have had a emigrant direct account for over a year now and have no complaints. I also have a GMAC account and have been impressed with their service. Both have high interest rates. GMAC has a $500.00 minimum balance to avoid a monthly fee, where Emigrant Direct has no minimum balance. GMAC offers a slightly better interest rate. Either way, I think you will be very pleased.
I like INGDirect. I know the rate is slightly lower but it's interface and ease of use makes up for it IMO. It's good to see emmigrantraise their rate though because we'll likely see an increase from ING shortly.
Looks like Citibank came out with e-savings account with 4.5% as well.
I was looking for a bank that would offer a debit card with access directly to the e-savings account. Haven't found it yet but I could swear I saw it somewhere. Anyone know?
[url=http://erythromycin-online.science/]erythromycin[/url] [url=http://sildalis-online.cricket/]full report[/url] [url=http://buycafergot-2015.top/]buy cafergot online[/url] [url=http://generic-celebrex.science/]generic celebrex[/url] [url=http://buycephalexin2016.us/]cephalexin[/url] [url=http://revia2015.top/]revia[/url]
wh0cd200332 [url=http://cialisprofessional.gdn/]cialis lilly[/url] [url=http://buy-tamoxifen.us/]buy tamoxifen[/url] [url=http://buybaclofen.click/]buy baclofen[/url] [url=http://lipitorgeneric.click/]lipitor 40[/url] [url=http://lisinopril-10-mg.gdn/]lisinopril[/url] [url=http://augmentin875.click/]augmentin 875 mg tablet[/url] [url=http://vigara.review/]purchase viagra[/url] [url=http://methylprednisolone.click/]buy prednisolone[/url] [url=http://fincar.gdn/]propecia pills[/url] [url=http://otc-viagra.us/]viagra[/url]
wh0cd387116 [url=http://citalopram-hydrobromide.party/]citalopram[/url] [url=http://costofcymbalta.gdn/]cymbalta[/url] [url=http://azithromycinonline.eu/]azithromycin online[/url] [url=http://viagra-over-the-counter.science/]viagra over the counter[/url] [url=http://buy-levitra.pro/]buy levitra[/url] [url=http://nexium-40mg.us/]order nexium[/url] [url=http://lisinoprilhctz.date/]lisinopril no prescription[/url] [url=http://levaquin.gdn/]levaquin[/url] [url=http://buyzyloprimonline.party/]zyloprim 300[/url]
wh0cd892060 [url=http://roxithromycin.party/]cheap roxithromycin[/url] [url=http://anafranil.us.com/]ANAFRANIL SALE[/url]
wh0cd726780 [url=http://viramune.club/]viramune online[/url] [url=http://serophene.club/]serophene[/url]
wh0cd694361 [url=http://buy-amoxil.com/]buy amoxil[/url] [url=http://effexor3.us/]Effexor[/url] [url=http://buytenormin.us.com/]tenormin generic[/url]
wh0cd778018 [url=http://bupropion2017.bid/]bupropion[/url] [url=http://diflucan17.science/]diflucan[/url] [url=http://cheapviagra2017.cricket/]viagra[/url] [url=http://genericcialis2017.bid/]buy generic cialis online canada[/url]
wh0cd518347 [url=http://buycymbalta16.us/]buy cymbalta[/url] [url=http://buystromectol2016.us/]buy stromectol[/url] [url=http://buyzithromax9.top/]buy zithromax[/url]
wh0cd751541 [url=http://lasix-8.top/]lasix on line[/url] [url=http://anafranil1.us/]anafranil[/url] [url=http://levofloxacin.review/]levofloxacin[/url] [url=http://phenergan2.top/]phenergan[/url] [url=http://tetracycline2015.top/]tetracycline[/url]
wh0cd856522 [url=http://tenormin2017.top/]tenormin[/url] [url=http://suhagra500.top/]buy suhagra[/url] [url=http://vardenafil11.us/]vardenafil[/url] [url=http://buyavodart8.us/]avodart[/url]
wh0cd166727 [url=http://prozacnorx.us.com/]purchase prozac[/url] [url=http://propecianorx.us.com/]propecia no rx[/url] [url=http://cialisprofessional.us.com/]cialis offer[/url]
wh0cd503259 [url=http://prozacnorx.us.com/]Prozac Online[/url] [url=http://propecianorx.us.com/]finasteride without prescription[/url] [url=http://cialisprofessional.us.com/]cialis lowest cost[/url]
wh0cd596077 [url=http://atarax2017.cricket/]atarax[/url] [url=http://methotrexate2017.bid/]buy methotrexate[/url] [url=http://viagrasoft2017.cricket/]viagra soft[/url]
wh0cd6754 [url=http://buyretina500.gdn/]retin-a[/url] [url=http://buyneurontin1.top/]buy neurontin[/url] [url=http://buylevitra2017.top/]levitra sale[/url] [url=http://furosemide10.top/]buy furesimide[/url] [url=http://ventolin25.gdn/]ventolin[/url] [url=http://buycialis1.top/]buy cialis[/url] [url=http://tadacip2014.us/]tadacip 20mg[/url]
wh0cd430320 [url=http://cialis2013.top/]compare prices cialis[/url] [url=http://wellbutrin9.us/]wellbutrin[/url] [url=http://buybaclofen500.top/]baclofen buy[/url] [url=http://buytetracycline365.top/]where can i buy tetracycline[/url] [url=http://buyhydrochlorothiazide20.top/]hydrochlorothiazide tablets[/url]
wh0cd975043 [url=http://zoloft2014.us/]zoloft[/url] [url=http://buylisinopril11.top/]lisinopril[/url] [url=http://propecia365.top/]propecia[/url] [url=http://levitra-2016.top/]levitra[/url] [url=http://celebrex25.top/]buy celebrex online[/url] [url=http://buycolchicine2.top/]buy colchicine 0.6mg[/url] [url=http://buyerythromycin911.top/]erythromycin[/url] [url=http://suhagra20.top/]suhagra[/url]
[url=http://apotheke-online-24.com/]viagra ersatz rezeptfrei [/url]
[url=http://apotheke-online-24.com/drugs/kamagra-soft]kamagra soft tabs 100mg [/url][url=http://apotheke-online-24.com/]viagra generika rezeptfrei deutschland [/url]
lovegra auf rechnung bestellen
apcalis oral jelly erfahrungen
preisvergleich viagra generika 100mg
wh0cd877645 [url=http://amoxil24.us.org/]purchase amoxil[/url] [url=http://viagrageneric24h7d.us.org/]viagra[/url] [url=http://cymbalta24.us.org/]Generic Cymbalta[/url]
wh0cd463172 [url=http://buymethotrexate.us.com/]Buy Methotrexate[/url] [url=http://wellbutrinxl.us.com/]wellbutrin[/url] [url=http://buyvaltrex.us.com/]buy valtrex[/url]
wh0cd877645 [url=http://furosemide24.us.org/]order furosemide[/url] [url=http://baclofen.us.com/]Baclofen[/url]
wh0cd149452 [url=http://tadalafil6.top/]tadalafil[/url] [url=http://bentyl25.gdn/]bentyl 20 mg[/url] [url=http://lisinopril-247.top/]zestril[/url] [url=http://buystrattera11.top/]buy strattera[/url] [url=http://buyadalat365.top/]adalat online[/url] [url=http://celexa1.top/]purchase celexa[/url] [url=http://buysildenafil20.top/]sildenafil[/url] [url=http://avodart5.top/]avodart[/url]
wh0cd78844 [url=http://erythromycin2.top/]buying erythromycin online[/url] [url=http://clonidine5.gdn/]clonidine hcl .1[/url] [url=http://synthroid-0.top/]more about the author[/url] [url=http://provera2017.gdn/]provera[/url] [url=http://buyrevia4.gdn/]revia[/url] [url=http://erythromycin0.top/]order erythromycin[/url]
wh0cd460260 [url=http://viagraonline24h7d.us.org/]viagra 150 mg[/url] [url=http://paxil24.us.org/]Paxil For Depression And Anxiety[/url]
wh0cd197217 [url=http://celexaonline.us.com/]cheap celexa[/url] [url=http://citalopram2017.us.com/]GENERIC CITALOPRAM[/url] [url=http://buyatenolol.us.com/]Atenolol Tablets[/url]
wh0cd335614 [url=http://buynizoral.reisen/]nizoral[/url] [url=http://prilosec.world/]prilosec[/url] [url=http://buyhoodie.world/]buy hoodia gordonii[/url] [url=http://micronase.world/]generic micronase[/url] [url=http://oxytrol.reisen/]oxytrol[/url] [url=http://chloroquine.reisen/]chloroquine[/url] [url=http://imitrex.reisen/]generic imitrex cost[/url]
wh0cd515013 [url=http://buyrobaxin.shop/]robaxin for pain[/url] [url=http://buyfluoxetine.work/]example here[/url] [url=http://colchicine.tools/]buy colchicine 0.6mg[/url] [url=http://buy-celebrex.shop/]buy celebrex[/url] [url=http://buy-valtrex.shop/]buy valtrex[/url] [url=http://buy-diclofenac.reisen/]diclofenac sodium 100mg[/url]
wh0cd515902 [url=http://genericnexium.us.org/]purchase nexium online[/url] [url=http://augmentingeneric.us.org/]Augmentin 875[/url] [url=http://tadalafil247.us.com/]buying tadalafil online[/url]
cialis e nausea
[url=http://pillsqlcialisonline.com/]cheap cialis[/url]
cialis
brand name cialis prices
[url=http://diclofenac.schule/]buy diclofenac[/url] [url=http://levitraprice.pro/]levitra[/url] [url=http://tamoxifen.systems/]tamoxifen[/url]
[url=http://advairdiskus.directory/]advair[/url] [url=http://buy-celexa.shop/]buy celexa[/url] [url=http://buyvardenafil.reisen/]buy vardenafil online[/url]
[url=http://fluoxetine20mg.us.org/]fluoxetine 20 mg[/url] [url=http://viagra247.us.com/]order generic viagra[/url] [url=http://cialis365.us.com/]cialis online[/url]
[url=http://bupropionsr150mg.us.org/]Bupropion Online[/url] [url=http://colchicine247.us.com/]purchase colchicine[/url]
low cost herbal viagra
[url=http://viagragche.com/]cheap viagra[/url]
buy cheap viagra
viagra duration of action
what if u snort a viagra 100mg
[url=http://viagragche.com/]viagra coupons[/url]
viagra
viagra generica online espana
cialis generico a prezzi bassi
[url=http://buycialiskj.com/]cialis online[/url]
cialis
buy cialis egypt
cialis rx kosten
[url=http://buycialiskj.com/]cialis[/url]
cialis online
generika cialis levitra
buy viagra pill bangalore
[url=http://buycxviagra.com/]buy cheap viagra[/url]
cheap viagra
tomar viagra con 18 anos
[url=https://loansforbadcredit.us.com/]https://loansforbadcredit.us.com/[/url] [url=https://essaywritingservices.us.com/]essay writing service[/url]
[url=http://colchicine247.us.com/?rogaine,5,foam,results]rogaine 5 foam results[/url] [url=http://colchicine247.us.com/?cymbalta;warning]cymbalta warning[/url] [url=http://colchicine247.us.com/?Safety,Of,Lithium,Ion,Batteries]safety of lithium ion batteries[/url] [url=http://colchicine247.us.com/?Tramadol;Information;On;Aids]tramadol information on aids[/url] [url=http://colchicine247.us.com/?Gout,Medicine,Allopurinol]gout medicine allopurinol[/url] [url=http://colchicine247.us.com/?corega;denture;adhesive]corega denture adhesive[/url]
india cialis 100mg cost
[url=http://cialisjhgeneric.com/]cialis coupon[/url]
cialis online
female cialis drugstore.com
erection packs 10 drugs cialis
[url=http://cialisjhgeneric.com/]buy cialis online[/url]
generic cialis online
cialis 20 test
cialis in munchen kaufen
[url=http://cialischeapoks.com/]buy cialis[/url]
cialis online
cialis comprim?
wow look it cialis soft
[url=http://cialischeapoks.com/]generic cialis[/url]
generic cialis
cialis erectile pill online uk
online essay writer click buy essay online [url=https://essayonline.us.com]Get the facts[/url]
wh0cd1168213 [url=http://buyrogaine.us.org/]rogaine pharmacy[/url] [url=http://prevacid.us.com/]prevacid[/url] [url=http://buy-prednisolone.store/]prednisolone[/url] prednisolone http://buy-prednisolone.store/ [url=http://cafergot777.us.com/]cafergot online[/url]
loans for bad credit online payday loan payday loans [url=https://paydayloans.us.org/]payday loans online direct lender[/url]
payday loans online click for source More Bonuses [url=https://bestpaydayloansonline.us.com/]payday loans online[/url]
virtual sex webcam sluts sex webcam [url=https://webcamsex.us.com]webcam sex[/url]
free adult chat free online porn cams webcam sex [url=https://webcamsex.us.com]adult webcams[/url]
live sex chat adult webcams free cam porn [url=https://webcamsex.us.com]lesbian show[/url]
example Click This Link loans [url=https://loansforbadcredit.us.com/]payday loans for bad credit[/url]
quick payday loans quick payday loans direct lenders easy quick loans [url=https://quickloans.us.com]loans quicken[/url]
essay online buy order essay paper buy essay online cheap [url=https://buyessay.us.com]buy essay service[/url]
payday loans online here payday loans online [url=https://paydayloans.us.org/]payday loans online bad credit ok[/url]
payday loans quick cash best fast cash loans fast loans [url=https://quickloans.us.com]quicken loans rates[/url]
payday payday loans no credit check payday loans online [url=https://payday.us.com]cash loans no credit check[/url]
help with my essay write my college essay for me buy essay [url=https://buyessay.us.com]help on writing essays[/url]
direct payday loan lenders get a loan direct lenders for bad credit [url=https://onlineloans.us.com/]online loans[/url]
payday loans personal loans payday loans [url=https://paydayloans.us.org/]payday loans online[/url]
auto insurance quotes auto insurance quotes california cheap auto insurance in michigan [url=https://autoinsurancequotes.us.com]car insurance quotes texas[/url]
college essays college essays college essays [url=https://collegeessays.us.com]buy essays[/url]
car insurance quotes comparison auto insurance quotes auto insurance quotes california [url=https://autoinsurancequotes.us.com]auto insurance quotes texas[/url]
buy assignment online essay writing service buy custom research paper [url=https://essaywritingservice.us.org]essay writing service[/url]
direct lenders immediate payment loans payday loan online payday loan [url=https://payday.us.com]bad credit payday loans direct lenders[/url]
payday payday cash loan payday loans online [url=https://payday.us.com]online payday loans direct lenders[/url]
payday loans online online loans direct lenders payday loan online [url=https://payday.us.com]payday advance loan[/url]
payday loan no fax payday loan payday loans no fax [url=https://paydayloan.us.org]cash quick[/url]
online loan online loan online loan application [url=https://onlineloan.us.com]loans no credit check lenders[/url]
payday advance payday advance loans without cosigner [url=https://paydayadvance.us.com]fast cash advance[/url]
loans with bad credit bad credit loans loans no checking account required [url=https://loansforbadcredit.us.org]small loans for bad credit[/url]
school papers maths online homework school papers [url=https://schoolpapers.trade]solve my math problem[/url] where to buy essays online write my paper term paper [url=https://writeapaper.stream]writing introduction to research paper[/url] best essay writing service best essay writing service paper writing service [url=https://bestessaywritingservice.science]best essay writing service[/url] easy online payday loans easy online payday loans payday loan no credit check [url=https://easyonlinepaydayloans.bid]easy online payday loans[/url] loans online no credit check easy loans easy payday loans online [url=https://easyloans.webcam]easy loans[/url] writing a college essay research writing research report [url=https://researchwriting.stream]research report[/url] small payday loans best payday loans small online payday loans [url=https://smallpaydayloans.bid]payday loans lenders[/url]
cash advance loan cash advance loan cash advance loan [url=https://cashadvanceloan.us.com]best pay day loans[/url]
chat sex chat sex sex chat [url=https://chatsex.trade]sex chat[/url] adult webcam sex chat free free sex chat cams [url=https://freesexcamchat.cricket]free sex chat cams[/url] research essay college essay prompts homework helps [url=https://essayprompts.cricket]essay prompts[/url] writing my essay probability homework help essay writing [url=https://essaywriting.trade]essay writing[/url]
write my custom paper write my paper write my custom paper [url=https://writemypaper.us.com]write a paper for me[/url]
cash loans online online payday advance advance loan [url=https://cashadvanceloan.us.com]express cash advance[/url]
best personal loans personal loans unsecured online payday loans [url=https://personalloansonline.us.org]online personal loans[/url]
easy personal loans loans online direct loans in nc [url=https://loansonline.us.com]online loan[/url]
write my papers writing my paper write my paper [url=https://writemypaper.us.com]cheap paper writing service[/url]
term paper help buy term paper term paper writer [url=https://termpaper.us.com]term paper[/url]
loans near me installment loans online loans online [url=http://loansonline.club]bad credit payday lenders[/url]
wh0cd609660 [url=http://benicar4you.us.com/]benicar hct generic[/url] [url=http://neurontin4you.us.com/]cheap neurontin[/url] [url=http://female4you.us.com/]female viagra drug[/url]
wh0cd1287377 [url=http://eloconcreamforsale.shop/]elocon cream for sale[/url] [url=http://eloconcreamoverthecounter.shop/]elocon cream over the counter[/url] [url=http://prednisolone.services/]prednisolone[/url] [url=http://cheapviagraonline.shop/]viagra online us[/url] [url=http://sildenafil.fun/]sildenafil[/url] [url=http://viagra100mg.store/]pfizer viagra 100mg price[/url] [url=http://clindamycin.fun/]clindamycin[/url] [url=http://revia.fun/]revia[/url] [url=http://trazodone.fun/]trazodone[/url] [url=http://indocinonline.shop/]indocin[/url]
Add Your Comments
|