As I am doing my regular web surfing of personal finance news, I bumped into A.G. Edwards's site and particularly its Nest Egg Score section. A.G. Edwards labels the Nest Egg Score as "a comprehensive indicator of how well U.S. households are doing at building personal wealth."

With its online Nest Egg Score Estimator, A.G. Edwards will supply your individual score after you answer 14 quick questions. It only took me 3 minutes to finish the questionnaire, and here is what I got:

Your estimated score of 786 gives you a Nest Egg Score ranking of Excellent, which means you've done an outstanding job of building your nest egg up to this point in your life. Now you may want to focus on developing strategies for continuing to build and preserve your wealth, protecting it from unexpected costs (such as long-term health care or a disability), and providing for heirs in the event something happens to you.

The scoring system mimics the credit score system, in which you are assigned a number between 450 to 850. Unlike credit score though, the Nest Egg Score is free, and you can get your score any time from the site. A.G. Edward also reported that the National Nest Egg Score is 649 for the 3rd quarter, which is 12 points higher than that of the 2nd quarter.

Well, it is not especially surprising that our household is doing better than the average U.S. family in preparing for our retirement. But if you are not sure how you stack up in your wealth building process, this Estimator is a good place to start.