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Financial Cognition

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The Quarter Million Dollar Baby

(May 5) There's an interesting article over on MSN Money about the cost of raising a child. According to the most recent data from the USDA, a family making $70,200 per year will spend an eye-popping $269,520 to raise a child from birth through age 17. The numbers are a bit lower for lower income brackets, but ...    Read     (1 Comment)

Introducing the All-New FiveCentNickel

(May 5) I'm pleased to announce the launch of my new, standalone personal finance blog fivecentnickel.com. Up until now, I've been maintaining a more general weblog and cross-posting my finance-related content here at the PFBlog Network. Since so much of what I was writing was finance-related, I figured I might as well create a site dedicated to ...    Read

Reshuffle Your Retirement, Part Deux

(Apr 28) Not quite a month ago, I wrote about rethinking your retirement contributions. In short, I suggested that you might want to consider sending excess contributions (those that go beyond what is necessary to get your employer's match) to a Roth IRA rather than sending them to your 401(k) or 403(b). When I first started my ...    Read

Blogging for Fun & Profit, Part Deux

(Apr 26) As a followup to my previous post on building traffic to your site, I though I'd write a bit about how I'm using FeedBurner to reconfigure my RSS feed. First off, for those of you that don't know, FeedBurner is a free service that can be used to reformat/republish your RSS feed. (What's an RSS ...    Read

Hospitals Rankings Available Online

(Apr 25) In the interest of remaining healthy, as well as wealthy and wise, I thought y'all might be interested in the U.S. Department of Health & Human Services' hospital comparison website. This site, which was launched just this month, allows you to assess the quality of care at nearly 4,200 hospitals nationwide. While it currently only ...    Read

The Upside of Costly Gas

(Apr 24) I'm sure that by now many (most?) of you are sick of hearing about gas prices, but I thought I'd throw in my own two cents anyway. According to a recent AP news article, high gas prices have resulted in an increased reliance on public transportation. If this turns out to be a real (and ...    Read

Turn $1/Day into $67,815

(Apr 20) There's a nice (albeit very simplistic) article over on MSN Money illustrating how you can turn a dollar a day in $67,815. Nothing magic here... Just the old 'tuck a buck a day away,' but it's still a good reminder. Simply save an average of a dollar per day in spare change and dump ...    Read

Online Financial Statements

(Apr 20) A while back, I wrote about how online banking is rapidly becoming the norm, and I thought I'd post a quick example of how much of an impact online access has had on my family's finances. Just the other day we signed up to receive online statements from our bank, thereby completing our transition to ...    Read

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