Special Rule for Credit Card Purchases
On the back of credit card statements, there is a section titled "Special Rule for Credit Card Purchases". It basically says that if you ever have any problems with the product/service and tried to resolve the problem with the merchant but to no avail, then you can dispute the charge.
Here is a list of some of the reasons that you may dispute a charge.
- Merchandise was never received
- Problem with the quality of the merchandise
- Tried to return merchandise but was refused
- Cancelled merchandise/service
- Overcharged
- Already paid via other means (e.g. check, cash, money order, other credit card)
- Credit was never received
- Never authorized the charge (e.g. fraud)
Of course, supporting document is strongly advised, if not need, to dispute the charge successfully.
In Part 1, we talked about an accurate way to calculate what was actually coming in. Lets go through this with some numbers. The hypothetical person is single and makes $50,000 a year. He elects to take the health care deductions and 10% 401k contribution ... Read
It is called a "Spending Plan". It sounds cooler than a "Budget". Who wants to be on a "Budget" when one can be on a "Spending Plan"? Semantics aside, here is how I went about creating a "Spending Plan". Income I start by looking at ... Read
After seeing all of those gift cards for sale on eBay, it made me wondered. One thing that I know about the eBay sellers is that a lot of them are resellers. In another words, they would buy the products at some discounted price from ... Read
Imagine shopping at your favorite store and getting an automatic 10% off. This can happen. You may have notice those gift cards on eBay. Are they legit? Can one really buy them for about 90 cents on the dollar? They answer to these questions are ... Read
Hey just passing through and seen this post. Very informative site. Thanks!
