Seeing how most of people have their bests list, I thought why should I be any different. So I came up with my list of worst postings here in 2005. Okay, I guess I have to be different after all. Since I started writing at PFBlog in August 2005, I think I've built up a reputation of writing some controversial topics.

I started with the issue of legality of pay day loans. Some think I am greedy, ignorant and unsympathetic towards the poor.

Then I began a "formal" investigation into The Greatest Vitamin In The World. Sure enough, the results of my investigation did not sit well with some people, in particular Bryan whose claims I had to disprove with some detective work.

My advice not to waste money on motivational books caused quite a stir. Well, I guess not everyone disgareed, only montyloree did.

My first attempt at presenting my thoughts about diversification was a complete disaster. Then I tried again to get my point across. Again, many disagreed with my views. I thought third time's a charm and this time around I have Jim Chuong on my side. All I can say is diversification is a very sensitive issue when it comes to investing.

I also don't buy mutual funds. Not that mutual funds are bad. Most of them are. But a few of them are really good and will work very well for many of us. However, I want to learn as much as I can about investing while I'm still young and more tolerant towards risks. Besides, mistakes learned from losing real money sticks forever.

Even my Naked Portfolio performance report can be a little disturbing for some. Imagine that.

Finally, my opinion about maxing out your IRA at year end obviously offended a few people. I'm just glad some still agree with me.

Hopefully, this year will be just as good! Hope you "enjoyed" reading my posts.

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