I've come to the conclusion that we need to increase our cash flow if we are going to pay down debt faster. Since we just had a baby 5 months ago, it probably is not going to happen with increase workload for either of us. I guess that means we're going to have to decrease our out-going expenses. My corporation owns my SUV and there is a $600 car payment that we are effectively responsible for...I'm wondering what my tax hit is going to be if I sell the SUV. I will probably have to pay tax because of the depreciation that has been assessed on the vehicle. I'll talk to my tax guy and let you know the details of what I'll have to do.

I'm really considering purchasing something like a Honda Civic for as cheap as I can get. I really want something that gets better mileage that I can pump my mileage reimbursement monies to.

I figure that I can add at least $300 to our bottom-line that can go toward debt reduction. In the coming days, I want to lay out exactly where our money is going and how far we have to be debt free.

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