Contributed by fg | May 12, 2005 03:20 AM PST
It's been over a week since the Fed raised short term rates to 3.00%, and INGDirect's flagship savings account is still stuck at the same 3.00%. Money market rates have again begun their slow crawl upward as the T-Bills and other short term bonds they hold mature and can be rolled over into higher yielding securities. Treasury Direct has the results for recent T-Bill auctions - 91 Day T-Bills are yielding over 2.9% (which is equilavent to a savings rate of over 3.00% for anyone who pays a substantial state income tax).
INGDirect is still a great deal. I love it. (And I still remember how they held savings rates at 2.00% during the dark days of the 1.00% Federal funds rate). But their slow reaction to the recent Fed rate increase has me starting to look at alternatives where I can get a better rate.mortgage calculator 
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Tax Exempt Money Markets - A Better Deal Than ING? (May 04, 2005)
There are a number of tax exempt money market funds out there. Vanguard, for example, offers a number of state specific ones (PA, CA, OH, etc) that are exempt from State and Federal taxes, as well as a generic tax exempt money market that is ... Read
New I-Bond Rate: 4.8% (May 02, 2005)
Treasury Direct just posted the new I-Bond Rate effective 5/1/2005: 4.8%. This is way above the 4.2% I predicted a few weeks ago. Blowout inflation the last month or so has probably played a big role in the higher rate. My basic advice was sound ... Read
Why haven't you tried Emigrantdirect.com? 3.25%.
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