Contributed by fg | April 9, 2005 05:16 AM PST
I invested in textiles last week. I went ahead and bought 5 more dress shirts for work from Lands End so I would not have to do laundry each week. You see the building I live in now charges $1.50 to wash and $1.50 to dry (I used to have in unit laundry). By expanding my fleet of work dress shirts from 5 to 10 I will only have to do 26 loads a year. I will save $76 per year (and also save a lot of time).
The shirts were a great deal - only about $20 including shipping -
I get a rough figure of 44% per year by assigning the shirts a 3 year useful life, assuming I can purchase new shirts in 3 years for about the same price, and neglecting the cost of capital (which is low right now). This is better that I can do with ING or EmigrantDirect
I'll close the loop by saving an extra 3 bucks each pay period to make sure this small savings actually gets saved and not spent ...
mortgage calculator 
• VirtualBank gives you up to 5.13% APY for your savings!
• Blue Cash from American Express: 5% Back on Gas, Up to 5% cash back on eligible purchases, No Annual Fee, 0% Introductory APR for 6 months, Pay over time • Try Starwood Preferred Guest Credit Card from American Express. Great rewards and first year fee free!
• Bad Credit Home Loans • Life Insurance in 10 minutes if qualified. No medical exam.
What do you think of this post? Be the first to share your opinions.
Enjoy the latest personal finance news and commentary at PFBlog Network.
Citi Dividend Platinum Select Card - Still A Sweet Deal (April 19, 2005)
The best credit card deal I have been able to track down is still the Citi Dividend Platinum Select Card. This is the one that gives you 5% back on gas, groceries and drug store purchases and 1% back on everything else. The reward isn't ... Read
Costco vs the Supermarket Smackdown (April 14, 2005)
Every time I go to Costco and drop 80 bucks (or more) I get a nagging suspicion that I may not be saving quite as much money as I think I am. Last week I decided to do a Costco vs the Supermarket comparison to ... Read
|
|
Others Channels of the Personal Finance Blogger's Network
• Financial Freedom Trek (33 posts): One generation debter's trek towards financial freedom. (RSS Feed)
• Nathan's Financial Mindset (26 posts): My day by day activities to save for most foreseeable events in the future, retire early, and retire rich. (RSS Feed)
• Prospect (34 posts): Personal finance for today and tomorrow. (RSS Feed)
• Mrs. Money Matters (23 posts): Money matters from a wife, mother, employee, and entreprenuer. (RSS Feed)
• North of 49 (44 posts): Fiscal tips, tricks, rants and raves from North of 49. (RSS Feed)
• The Money Garden (38 posts): Patiently cultivating wealth in pursuit of financial abundance. (RSS Feed)
• Stumbling to Financial Freedom (11 posts): Going from debt to incredible riches in one million easy steps. (RSS Feed)
• Fidelity Observer (98 posts): Tips, observations, and information relating to Fidelity Investments and other personal finance issues. (RSS Feed)
• Finance: Meet the Master (1 posts): Discuss finance related queries and stock market with the master. (RSS Feed)
• Personal Finance Caf (9 posts): A forum to discuss personal finance issues including taxes, home ownership, insurance, budgeting, and investing. (RSS Feed)
• Coach Coin (55 posts): Simple Tips & Analysis from a Personal Finance & Success Coach. (RSS Feed)
|
Featured Sites
• payday loans - Payday Loans No Credit Check can offer you with reasonably-priced loans for you financial requirement.We deals in Payday UK, Payday Loans Australia , payday Loans Canada.
• Protected.co.uk compare over 300 life insurance plans to find the best deal from their providers.
• Search 300 life insurance plans from 12 leading providers.
• Bad Credit Auto Loans are loans for people who have a poor credit history and cannot qualify for an auto loan. If you are able to secure a bad credit auto loan, you should consider it to be a second chance to improve your credit rating by making all auto loan payments on time.
• Car Finance - The Uk's leading online car finance company. Buy any car from any UK dealership. Bad credit not a problem.
• SecuredLoansCentre.co.uk - 3 easy steps to compare over 200 secured loan plans for UK home owners in minutes
• Find a fast personal loan in the UK. Even if you have a bad credit history, arrears or CCJ's, Loansite's top lenders can help you compare loans and find a low APR secured loan, homeowner loan or tenant loan with fast approval in principle.
• Legal Helpers experienced bankruptcy lawyers can help you out of debt. Take advantage of our Free debt consultation. Our bankruptcy lawyers will help you understand your best option to eliminate your debt. Ask about our 100% guarantee.
• Student Loan Consolidation - Need assistance with Student Loan Consolidation? Have a personal education finance advisor assist you with rates as low as 4.5%. -Quick, Easy Online Application w/E-sign!
• Cheap Car Insurance - Provides Cheap Car insurance. Receive an instant quote online
• Womens Car Insurance - Specialises in cheap car insurance for women
• Have a Personal Bankruptcy Lawyer assist with filing bankruptcy for a chapter 13 or chapter 7 bankruptcy case. Free bankruptcy evaluation tool.
• secured loans - Any purpose low Cost secured Loans.
• The Internet's most trusted credit card resource directory.
• Frigidaire Parts
• Fleet Dealer - Ford Fleet trucks and vans, cargo vans, cutaway vans, LCFs, work trucks, commercial trucks, ambulances, tow trucks, police squad vehicles, and other commercial vehicles like box vans, delivery vans, box trucks and dump trucks.
• Bad Credit Auto Loans - Auto loans bad credit, bad credit auto loans, guaranteed credit approval, auto financing, credit lenders, car credit, automobile lenders, bad credit auto loans seattle, auto loans bad credit seattle.
• Ford Dealer - One of the World's largest Ford Dealerships. Over 3,000 cars and trucks to choose from. Mega Volume Dealer. $1,000 price guarantee. Large Special Finance Store. Ford Dealer Seattle. Mustang, Edge, Explorer, F150, f250, fleet, build your own Ford.
• Auto Loans Bad Credit - Bad Credit Auto Loans, auto loans bad credit, guaranteed credit approval, car credit car loans, automobile financing, credit lenders, bad credit auto loans seattle, auto loans bad credit seattle. (Home | Apply | Inventory | Credit Help | Contact Us)
• PayDay Loans
• moneyeverything.com - Find the right credit card to suit you with our guide to the right card in the UK
• airaid.co.uk - Looking for credit cards in the UK? Find the right credit card to suit you with our guide to choosing the right card in the UK
• Bad Credit Loans - find out some tips about improving your credit score and choosing the best bad credit lender.
• Consolidate debt with Bad Credit Personal Loans online or Personal Loans, consolidate Bad Credit Personal Loans or apply for Credit Cards including 0% deals.
• You may also want to look at UK Bank Accounts and get a Credit Report before comparing UK Credit Cards or finding out about UK Mortgages to refinance or move house.
• We provide personal loans for debt consolidation, home improvement, bad credit loans at cheap rates in the UK.
• If you are buying a car you may want to search for UK Car Insurance to get a car insurance quote online.
• Accepted.co.uk compare over 100 secured loans to find the best deal from their lenders.
• Accepted.co.uk compare over 100 secured loans to find the best deal from their lenders.
• Sending money to family and friends has never been easy. Use iKobo, secure way to send money worldwide
• Payday loan tips at paydayloanreport.net helps you to defeat cash-checking and payday loan traps.
• MM Money is an interesting money blogthat covers many aspects of personal financial matters.
• This insurance weblog covers all major types of insurance, including health, life and car insurance
• Bestcardguide.com offers independent review of best credit cards
• Real Bankruptcy offers excellent tips of bankruptcy and how to avoid them
• Small Business Loans
• Credit Card Debt Relief
• Online Credit Card Processing
• Stock Investments
• online casino - reviews of goldenpalace, casino-on-net, and more. onlinecasinobluebook.com review guide.
• Student Loan Consolidation - the student loan solutions provides students and their families with information and resources to help students get out of default and better manage their student debt.
• Bad Credit Auto Loans - washington state's bad credit auto financing leader.
• Home Loan - getsmart is a leading online financial marketplace, focused on smart consumers in a hurry.
• Credit Cards - the best deals on uk credit cards compared, regularly updated
• IRS Tax Lien - when you need help with your tax problems, call citizens tax relief.
• bankruptcy - bankruptcy lawyers from around the country providing assistance with chapter 7, chapter 13, and debt issues
• Credit Repair - repair my credit now credit services offers credit repair, restoration and education through our exclusive "v" phase process ™
•
Want to See Your Ads Here? Claim Your Ad Space at Personal Finance Weblog by Writing to Webmaster. Starting at $39/month, see your text ads in thousands of indexed pages at PFBlog, the Best Personal Finance Blog. Full Rate Card Available Here.
|
