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Price Break on Debit Card Usage

Contributed by nickel | May 1, 2006 10:54 AM PST


It's always irked me that our bank does this, but... Ever since we opened an account with them, they've charged $0.25 for PIN-based debit card purchases. Granted, we don't end up having to do this all that often (maybe two or three times in the past few years), but still... How can they reasonably justify charging customers to use a technology that actually saves them money (as compared to either processing a paper check or running the charge through the Visa network)? Actually, this is much like the tendency of most banks to charge a monthly fee for online bill pay when that feature first came out. Well, I'm pleased to say that this is now a thing of the past... We got a letter from the bank the other day saying that they would no longer be charging for PIN-based transactions (they gave up on charging for online bill pay a few years ago).

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