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Finding a Mortgage

Okay, I've previously asked for your help in finding a realtor. We still haven't settled on who we're going to work with, but we're close (more on that soon). Now we're looking for a mortgage. When we bought our current house, the builder guaranteed that they would match the best terms that we could come up with on the open market, and they also offered a number of incentives. Thus, we ended up financing through them. We then refinanced about about a year later when rates plummeted. When we did the refi, we worked with a discount mortgage broker that we found through Bankrate.com. In short, we had a good experience, and we got a good deal. I intend to go back to that same broker to see what they can offer this time around, but I'm also interested in hearing any and all suggestions as to how we should go about tracking down the best mortgage deal in the land. With that said, I'm just going to throw this open for discussion...

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