Contributed by nickel | February 28, 2006 11:45 AM PST
Late last week, about 9 or 10 days after opening our HSBC Direct online savings account, two separate letters arrived... The first contained our customer ID, which turned out to be a not-so-convenient 20 digit number. The second contained our password. When I logged on I saw that our $10 deposit had, indeed, been credited to our account, although the $25 bonus still isn't there (to be fair, they have up to 45 days to make good on the bonus). The only real hiccup was that I wasn't able to link to external accounts without calling them first... As it turns out, they ask for you the PIN code for your HSBC ATM card when you are creating your 'Security Key'. Since I didn't have one (no card), I had to call in (1-800-975-4722) to have them override it. After spending a bit of time on hold, they took care of it and I went merrily on my way. Although I wasn't able to link to ING (the two systems don't play well together) I was able to establish links to our checking account as well as our Emigrant Direct savings account. Now I just need to wait for the test deposits, at which point we'll be ready to roll.
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"HSBC Direct Online Savings Account Access" was first published at fivecentnickel.com Enjoy the latest personal finance news and commentary at PFBlog Network.
Online Bank Contact and Routing Information (March 12, 2006)
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HSBC Account Opening Process Complete (March 09, 2006)
Twenty days after initiating the process of opening an HSBC Direct online savings account, I believe that we have officially reached the end of the line... We just received a letter containing our account number as well as the HSBC Direct ABA routing number (022000020 ... Read
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Just another quick update on the process of opening an HSBC Direct savings account... I checked the account from which the funds for our initial deposit are coming, and the money was actually pulled out on Friday. Thus, our account seems to be up and ... Read
HSBC Direct Account Verification (February 15, 2006)
Wow, that was fast... Less than 24 hours after opening an HSBC Direct savings account, the test deposits were sitting in our checking account, and we were $1.84 richer. So I popped back over to the HSBC Direct web site, entered the transaction amounts, and ... Read
It wasn't so easy to setup the HSBC for my wife. (Non perm resident). And you MUST call them to get them to setup the HSBC to Bank Account transfers. I thought that was sorta silly that it wasn't automated. It took a couple weeks before we could transfer and at least 2-3 times to mail in the correct paper work.
ING Direct was much easier for me. And the best savings for Business is Zion's Bank--haven't seen any better.
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