Contributed by nickel | November 15, 2005 01:41 AM PST
About a week and a half after initiating the Emigrant Direct account opening process, we now have full access to our new savings account. For those of you that aren't familiar with the process, it all starts with filling out an online account application. They then make a couple of small deposits (and withdrawals) to (and from) your linked account. Once you log in and verify the amounts of these transactions, they pull the initial deposit and then send you a letter with your account number and instructions for setting up online access. While the process can be a bit slow, it's fairly easy, and they do offer a 4.0% APY.
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"Opening an Emigrant Direct Savings Account, Part III" was first published at fivecentnickel.com Enjoy the latest personal finance news and commentary at PFBlog Network.
Linking ING Direct and Emigrant Direct (November 22, 2005)
After waiting about a week and a half to gain access to our new Emigrant Direct savings account, I'm pleased to report that establishing a link between ING Direct and Emigrant Direct took just two days. And boy was it easy. Read
Emigrants Dirty Little Explanation (November 18, 2005)
The other day I wrote about Emigrant Direct's dirty little secret... A clause in their terms and conditions that allows them to require 60 days written notice of any withdrawal. Well, it seems that jim over at Blueprint for Financial Prosperity sent them an e-mail ... Read
Emigrants Dirty Little Secret (November 10, 2005)
The other day, an astute (but anonymous) reader pointed out a bit of troubling fine print in the Emigrant Direct withdrawal policy (see here for to read it for yourself). Read
Opening an Emigrant Direct Savings Account, Part II (November 07, 2005)
The other day I noted that we're in the process of opening an Emigrant Direct savings account. Just two days after applying, the small deposits (and withdrawals) have now been made, and I've logged in and verified the amounts. Next up... Emigrant will pull the ... Read
it took them 21 days from the time I sent in the application to the time they funded the account. I agree that it took a little longer to set up than ING, but now that its set up, you can enjoy a higher savings rate.
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