Contributed by nickel | September 23, 2005 09:24 AM PST
At long last... It's been a couple of weeks since my wife and I first started shopping for new term life insurance policies, and we finally had our medical exams yesterday. The Portamedic showed up (as promised) right at 8:00 AM, and we got down to business. We had already filled out our insurance application packets, which contained a lot of questions about our lifestyle (e.g., do we parachute?) and health history. And when the Portamedic arrived, she sat down and proceeded to ask us the exact same questions. She then took our blood pressure, height and weight, and collected blood and urine samples. It took just under an hour for her to process the two of us, and then she was on her way. Now we wait. I'm guessing that the underwriting process will take another month or so. As an aside, I haven't had my blood pressure checked in awhile, and was pleased to find that it was down a good bit (~20 points) today. It's never been terribly high, but the last time that I had it checked it was higher than I would have liked. I'm not sure if this is related or not, but I kicked the caffeine habit a few months back, and I'm guessing that's why things have improved.
Read Part I of Buying Term Life Insurance
Read Part II of Buying Term Life Insurance
Read Part III of Buying Term Life Insurance
You are currently reading Part IV
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When it comes to the health of your kids, you should never take shortcuts. But what if you could get the exact the same level of care while saving a bunch of money? We did, and so can you. At the root of the problem ... Read
Buying Term Life Insurance, Part V (Epilogue) (October 21, 2005)
Well, our term life insurance adventure has now come to an end... We just received word from IntelliQuote that our applications were approved, and that we now just need to sendd them a check so they can put our policies in force. The timing couldn't ... Read
Buying Term Life Insurance, Part III (September 15, 2005)
The term life insurance saga continues... Our application packets arrived at the end of last week, just three days after we made the initial contact with IntelliQuote, and we also received a call from the Portamedic that will be doing our medical exams. It turns ... Read
Buying Term Life Insurance, Part II (September 12, 2005)
So far so good. Less than twelve hours after applying for term life insurance, we received a call from IntelliQuote. They wanted to verify our address so they could send us our application packets. They also wanted to schedule our medical exams. Read
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