PFBlog logo

Five Cent Nickel

The money musings of a thirty-something family man...
  Channel Home | About (2) | Automotive (18) | Banking (36) | Best of... (13) | Carnivals (24) | Charity (2) | College (3) | Credit Cards (34) | Debt Reduction (3) | Economy (4) | Energy (9) | Estate Planning (6) | Family & Life (12) | House & Home (16) | Humor (5) | Identity Theft (9) | Inflation (6) | Insurance (17) | Miscellany (72) | Moving (16) | Online (51) | Polls (45) | Real Estate (25) | Retirement (5) | Reviews (2) | Saving & Investing (23) | Taxes (43) | Travel (4) | Working (11) | Contact Me
null

Keep an Eye on Your Credit Card Rewards

Contributed by nickel | September 14, 2005 02:25 AM PST

Just a quick reminder to keep track of your credit card rewards, and to make sure you're receiving what was promised. I just logged in to check the status of my Citi Driver's Edge rewards and found that I haven't been credited properly over the past two months. When I originally signed up for this card in January, I was promised 5% off all purchases for nine months. But my July and August rewards were well below that mark. In fact, I should have received $147.10 and $101.20, but was credited just $75.00 and $20.24.

It appears that I prematurely fell back to the 5% off 'everyday' purchases (gas, groceries, pharmacy) and 1% off all else. Anyway, I gave them a call and was transferred from the regular customer service rep that answered to a Driver's Edge redemption specialist. She looked up my account and confirmed that, while the promo should be in effect through October 1, I had somehow stopped receiving the 4% bonus on 'other' purchases. In order to fix this, she said that she would "re-apply the code" and that they would then refigure the rewards and make it right on my next bill. Sounds good but, for some reason, I suspect that I'll be calling again next month. Anyway, I also realized that it's time for me to start shopping around for another reward card, as I'm getting closer and closer to exhausting the $1,000 reward limit on this card.

--
Please CLICK HERE to read/leave comments on this entry

RSS/ATOM/XML

"Keep an Eye on Your Credit Card Rewards" was first published at fivecentnickel.commortgage calculator

This post has 1 comment. Read and share your opinions.

Enjoy the latest personal finance news and commentary at PFBlog Network.
Similar Posts

Citi Thank You Redemptions? No Thanks (September 21, 2005)
If you've been reading this site for any length of time, then you already know that I'm a big fan of CitiBank rewards credit cards. One particularly generous offering has been the 5% off all purchases using the Driver's Edge card. Earlier this year, they ... Read
CitiBanks Click-to-Pay Service (September 17, 2005)
Things got away from me a bit this past month. By the time I sat down to pay our bills, it was too late for our bank's bill pay system to get our Driver's Edge payment in before the due date. No problem, I thought ... Read
Double-Dipping With Citi Credit Protector (August 25, 2005)
As you may or may not recall, I received two sets of rebate coupons following my attempt to cancel to Citi's Credit Protector service. Read
Credit Card Reward Progress (August 12, 2005)
Well, we've now maxed out our Citi Dividend Platinum rewards for the year ($300) and have broken through the old limit ($500) for our Citi Driver's Edge card (it's since been raised to $1,000/year). This brings our total to a bit over $1,100 for the ... Read

Read all 34 articles in the same category.
Comments
>>> MrOpine Commented on September 15, 2005

I've noticed something more sinister going on with credit card rewards: hyper inflation. When I first signed on with Fleet (now Bank of America), for 300 points, I could buy a subscription to any of their magazines. Now, the average mag is 500 points.

The cash back option was fixed at 1% so 5000 points translated to $50 cash back. Now you need 6500 points to earn $50 and only until you get 10,000 points do you get $100 (full 1%). Essentially, you need to "spend" more to earn higher rebates.

I've since switched to American Express as my primary reward card but I can't stand the annual fee so I may switch to something better when I find it.



Mail This Post
Email addresses will never be collected or sold.
Email this entry to:

Your email address:

Message (optional):



Read More ... All Other Posts In The Same Category

06/12/06 | Credit Protector Cancelled (Once and for All)
05/12/06 | Kroger Gas Discount Comes to an End
04/17/06 | Thoughts on Frequent Flyer Credit Cards | (2)
04/14/06 | Emigrant Direct Improves Their Reward Credit Card
03/17/06 | Credit Card Balance Poll Results
03/15/06 | Money Poll #4 (Credit Card Balances) Reminder
03/13/06 | Money Poll #4: Carrying a Credit Card Balance | (2)
03/10/06 | Credit Card Poll Results
03/08/06 | Money Poll #3 (Credit Cards) Reminder
03/06/06 | Money Poll #3: Credit Cards
02/14/06 | FTC Cracks Down on 'Credit Repair' Scams
01/30/06 | New Emigrant Direct Cash Back Credit Card | (5)
12/30/05 | Cancelling Citi Credit Protector
12/23/05 | Credit Card Payback (Literally)
12/16/05 | Opt Out of Pre-Approved Credit Offers | (4)
12/16/05 | Drivers Edge Rebate Arrived | (1)
11/28/05 | Citi Credit Protector Rebates - Busted!
09/30/05 | Citi Driver's Edge Rewards Balance Corrected
09/21/05 | Citi Thank You Redemptions? No Thanks | (3)
09/17/05 | CitiBanks Click-to-Pay Service
08/25/05 | Double-Dipping With Citi Credit Protector
08/12/05 | Credit Card Reward Progress
07/19/05 | Credit Fraud and Identity Theft Contact Info
07/13/05 | New Threats to Your Credit Score
06/28/05 | Driver's Edge: Driving for Dollars
06/21/05 | Double Your Pleasure With Citi Credit Protector
06/18/05 | More Credit Card Customers at Risk for Fraud
06/01/05 | Free Credit Reports
05/24/05 | Citi Driver's Edge Rewards Just Got Better | (2)
05/12/05 | Dave Ramsey is Bad at Math | (5)
05/11/05 | A Small(ish) Citi Gotcha
04/13/05 | A Quick Citi Update
04/12/05 | Citi has Been Very Good to Me




This page was last rebuilt at January 24, 2008 03:21 PM.

PREMIUM SPONSORS

Payday Loan
Personal Loan
Homeowner Loans UK
Commercial Mortgages and Business Loans
UK Used Car Loans
Mortgage Refinancing
Student Loan Consolidation.com
Secured Homeowner Loans
Bad Credit Loans - Free Quote
Gold Coins

  your ad here ...

SITE REVIEWS

Secured Loan UK
UK Home Loans


Google
Web PFBlog

WHAT I READ

Personal Finance Tips
Parenting Tips
Sports Injuries
AllThingsFinancial
Blueprint for Financial Prosperity
ConsumerismCommentary
Bargaineering Hot Deals
Man on a Mission

USEFUL LINKS

Dreamhost Discount Code
ING Direct $25 Bonus

POWERED BY

Join the world's largest Web Host! Movable Type 2.64