
"Analyze your portfolio in 60 seconds"
I couldn't resist. The link on the front of Fidelity.com says "analyze your portfolio in 60 seconds", so I clicked it.
Part of the analysis displayed on the Summary Page I already knew. I was shown a pie chart dividing up my U.S., foreign, bond, and short-term holdings, and it indicated my foreign holdings at 40% vs. U.S. at 45%. That's probably atypical (many investors' accounts are primarily invested in U.S. equities) but that is absolutely my preference. The research I've seen indicates U.S. stocks are generally overpriced relative to historical levels, whereas there are still opportunities to find cheap or stocks that have better growth potential abroad. I don't have the time or expertise to research foreign stocks individually, so I have several Fidelity international funds as well as an exchange-traded fund (ETF) for a certain foreign market.
This page also shows projections of my portfolio performance over the next 20 years based on historical patterns. The best case scenario shows it improving more than 500%, whereas the worst-case scenario shows it staying at about the same level.
Clicking on Portfolio Research gives a summary of the performance of each fund and stock. In the case of the funds, Morningstar ratings are also shown, as are index averages. Portfolio Analysis breaks down the U.S. equities into a charts displaying holdings by sector (large-cap, mid-cap, etc.) and industry.
These tools don't really analyze a portfolio in the sense that it reveals that you are overexposed/underexposed to a certain type of equity, but lets you make those judgements for yourself. If you are not really sure what kind of funds you are invested in (which, sadly is the case for many people who hold on to duds for years, or are saddled with poor choices by 401K administrators) these tools could be useful, but for people who actively research their funds, reallocate, and diversify their portfolios, this information will not be a surprise.
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