The Numbers: My April 30th Net Worth
Overall, my net worth increased $562.40 since March 30th. First, in April, I worked about the equivalent of one shift extra. I would have liked to get more overtime, but it wasn't available. I contributed an additional $2000 in my Roth IRA, $1000 of which I got from my ING Emergency Savings and the other I got from my mid-April paycheck. Using that much from one paycheck to sock away meant I had to forego a lot of fun things, but it was worth it.
| 3/31/05 | 4/30/05 | % change | |
| ING Emergency | 4000.53 | 3008.34 | 75.20% |
| ING Other | 302.22 | 2.87 | 0.95% |
| Checking | 1449.62 | 1206.17 | 83.21% |
| Roth IRA | 1432.40 | 3416.67 | 238.53% |
| Stocks | 801.55 | 676.03 | 84.34% |
| 401(k) | 8716.81 | 8408.71 | 96.47% |
| Student Loans | (21285.62) | (21285.62) | 100.00% |
| Credit Card | (542.50) | (260.11) | 47.95% |
| Payable | (935.00) | (700.00) | 74.87% |
| TOTAL | (6089.34) | (5526.94) |
Here are some general notes of interest on my net worth:
1) I usually pay off my credit card every month, but there's usually a balance showing. That is the amount posted to my account as of March 30. I need a better system because I charge about $500-600 a month, and even though I pay it off, I would probably use a lot less if I just paid cash.
2) My brokerage and 401(k) accounts are lower than last month; they're not doing very well at all.
3. My student loan is at 100% because the first quarter interest payment hasn't posted yet. When it does, I'll pay it.
This is also posted at Financial Freedom Trek.
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Despite all of the talk about a housing bubble, I have decided to purchase an investment property, a triplex in the Philadelphia-area. (If you haven't already read my story up 'til now of the real estate search, click here.) I chose Philly because it's more ... Read
At long last, here is a summary of my net worth as of March 31, 2005: Read
