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Review: LifeInsure.com Provides Instant Insurance Quotes





With the proliferation of internet, it is becoming common for people to getting life insurance quotes online, especially for term life insurance, a product that is so commoditized that it usually only takes applicants a few minutes to answer a bunch of questions before getting the rate quotes from various insurers. It is therefore no surprise that the number of online insurance quote sites are growing every day.

However, compared to other online insurance quote site I used or reviewed personally before, LifeInsure.com has done a quite impressive job in providing a streamlined instant quote tool for term life insurance, universal life insurance and return-of-premium insurance. For example, I spent 3 minutes to provide my demographic and health information, and within seconds, LifeInsure.com returns a list of insurers who will take my business for different rates. You can find familiar names like John Hancock, AIG and Lincoln and many smaller shops from the quote, and that certainly makes sure you can get a competitive bid in terms of cost.

In addition, LifeInsure.com provides a good Life Insurance Education Center. If you don't have a clue about life insurance, the several articles on the web site should serve as a good starting point for you to reconsider your insurance plan.

Of course, it comes as no surprise that LifeInsure.com has a commercial intent -- it makes money by sending referrals to insurance companies or agents, but this shouldn't stop you from using the site. After all, you will get the same rate if you go to the insurance company directly.


(While the above is a sponsored post, PFBlog is not required to provide a favorable review. Quality time was spent to study the subject website in completing this post to provide an independent opinion.)



This post has 5 comments. Read and share your opinions.

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How To Compare Different Universal Life Insurance Plans? (September 20, 2006)
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Comments
>>> apex Commented on April 9, 2007

I have found that term4sale.com gives a wider range of possible choices, gives information on company ratings and gives generally better quotes than any place else I have seen. It doesn't do medical history but instead has you choose what you think your rating will be.

I currently own a policy with a company that is listed here and the quote given by this site about 2 years ago when I got my policy and for a while after that was the exact price I paid down to the penny. So I believe the results are fairly accurate. It seems there are some quotes now that are even lower than what I paid 2 years ago which was pretty low ($400 for 750K as a 35 year-old male) for a 20-year level with A+ rated company.


>>> apex Commented on April 9, 2007

I have found that term4sale.com gives a wider range of possible choices, gives information on company ratings and gives generally better quotes than any place else I have seen. It doesn't do medical history but instead has you choose what you think your rating will be.

I currently own a policy with a company that is listed here and the quote given by this site about 2 years ago when I got my policy and for a while after that was the exact price I paid down to the penny. So I believe the results are fairly accurate. It seems there are some quotes now that are even lower than what I paid 2 years ago which was pretty low ($400 for 750K as a 35 year-old male) for a 20-year level with A+ rated company.


>>> alex Commented on April 15, 2007

hi nice site.


>>> alex Commented on April 15, 2007

hi nice site.


>>> alex Commented on April 15, 2007

hi nice site.


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