SmartMoney highlights some important aspects of preserving and creating new worth, although I doubt if this plan can guarantee a million dollars in ten years.

No. 1: Your Health
What It's Worth: $85,000
This wealth-building strategy may sound surprising, but getting healthy appears to help make you rich. Not only does it influence how much you spend, it plays a role in how much you earn.

No. 2: Your Spending
What It's Worth: $50,000
Buying a pair of used cars every five years instead of leasing can save $31,500 over the decade.

No. 3: Your Savings
What It's Worth: $535,000
Any savings strategy should start with a 401(k), the most powerful retirement weapon at your disposal. You don't have to pay income tax on the money you invest until you withdraw it, which amounts to a 20 to 40% bonus on your savings.

No. 4: Investing
What It's Worth: $478,000
Rule No. 1: Buy low and sell high. Easier said than done, you say? Not if you are disciplined. Make regular investments using a predefined asset allocation and resist the temptation to sell when things look grim.

No. 5: Your Career
What It's Worth: $171,000
Want a surefire way to increase your income? Every career expert interviewed for this story said the No. 1 rule is simple: You've got to go above and beyond your job description.