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Credit FAQ: Who Can Look at Your Credit Report?





Anyone with what is considered a permissible purpose can look at your report. These companies, groups, and individuals include:

- Potential lenders
- Landlords
- Insurance companies
- Employers and potential employers (usually only with your written consent)
- Companies you allow to monitor your account for signs of identity theft
- Some groups considering your application for a government license or benefit
- A state or local child support enforcement agency
- Any government agency (although they may be allowed to view only certain portions)
- Someone who uses your credit report to provide a product or service you have requested
- Someone that has your written authorization to obtain your credit report



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