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My Personal Finance Journey

Personal finance observation, musing and decisions in a journey toward financial independence by 36 with at least $1 million.

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Top Tax Saving Tools





Bankrate's "10 ways Uncle Sam helps you save money" is a good summary of top tax-saving vehicles. If you are new to active tax management, it is definite a worthy read.

From Bankrate:

1. Traditional IRAs
2. Roth IRAs
3. 401(k) plans
4. Roth 401(k) plans
5. Medical spending accounts
6. Dependent care spending accounts
7. Health savings accounts
8. Prepaid tuition plans
9. College savings plans
10. Savings bonds

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