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Contributed by mm | October 5, 2006 5:59 AM PST
Medicare supplement policies are sold by private insurance companies and are offered to fill some of the gaps in Medicare coverage. Hospital deductibles and excess physicians' charges are routinely covered, but these policies do not cover long-term care expenses.
Standardized Medicare supplement policies, Plans D, G, I and J, do contain an at-home recovery benefit that may pay up to $1,600 per year but only for short-term, at-home assistance with activities of daily living, for an illness, injury or surgery during a limited recovery period.
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Medicaid and Long-Term Care (October 5, 2006)
Yes, Medicaid does offer long-term care benefits, but if you have too much money, you will need to rely on yourself.
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After reading many literature of long-term care insurance, I found this quick test to be quite effective in determining whether one should acquire long term care insurance coverage.
Medicare Does Not Offer Long-Term Care Benefit (October 5, 2006)
Medicare supplement policies are sold by private insurance companies and are offered to fill some of the gaps in Medicare coverage. Hospital deductibles and excess physicians' charges are routinely covered, but these policies do not cover long-term care expenses. Standardized Medicare supplement policies, Plans D ...
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