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How to Refinance Your Mortgage After Bankruptcy?There are lenders in the market willing to refinance home loans for people who have gone through a bankruptcy. However, there are many things you need to know before jumping in to the refinance loan market. Otherwise, you may end up in a worse credit situation than you started. You need to be very careful when it comes to timing. It is highly improbable that you’ll get approved for a refinance home loan unless at least six months since your bankruptcy has been dismissed have passed. There is no way round this waiting period and you should be very aware of this because applying for a loan and getting declined will affect your credit negatively. Even if the lender doesn’t report the decline to credit agencies the sole credit report pull will affect your credit score negatively. Source: EZine
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