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Contributed by mm | September 20, 2006 10:13 PM PST
Before you file for bankruptcy, you should decide which type (or chapter) is the right one for you. Here is a brief description of each of the different types of bankruptcies:
Chapter 12 - Family Farmer's Debt Adjustment
• The chapter 12 bankruptcy law was created to help family farmers who need to reorganize their debts, while keeping their land. This type of bankruptcy is meant to assist farmers who have potential to reorganize and to allow them relief from a heavy debt burden, and at the same time allow farmers to pay their creditors what is deemed reasonable.
• The rules of a chapter 12 bankruptcy are modeled closely after those of a chapter 13. A chapter 12 case may only be filed by certain family farmers and businesses. A trustee is appointed, but the farmer usually remains in possession of the farm while formulating a plan. A chapter 12 case normally proceeds more quickly than a chapter 11 and may be less expensive.
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What Is Chapter 13 Bankruptcy? (September 20, 2006)
Before you file for bankruptcy, you should decide which type (or chapter) is the right one for you. Here is a brief description of each of the different types of bankruptcies: Chapter 13 - Individual Debt Adjustment • The purpose of a chapter 13 bankruptcy ...
What Is Chapter 11 Bankruptcy? (September 20, 2006)
Before you file for bankruptcy, you should decide which type (or chapter) is the right one for you. Here is a brief description of each of the different types of bankruptcies: Chapter 11 - Reorganizations • The purpose of a chapter 11 bankruptcy is to ...
Should You File For Bankruptcy? (September 20, 2006)
If several of the following apply in your situation, you might consider bankruptcy: • Your wages have been garnished or your bank account has been attached • Most of your debts are unsecured debts like credit card bills, hospital or doctor’s bills, etc. • Your ...
Some Alternatives To Get Cash Before You File Bankruptcy (September 20, 2006)
This is a pretty comprehensive list about how to get some more liquidity when you feel you are close to bankruptcy. Of course, once you have some cash, you still need to resolve the underlying problems in your finance.
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