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Car Insurance ABC: What Is Underinsured Motorist Bodily Injury (UIMBI)?





Underinsured Motorist Bodily Injury (UIMBI) covers you, the insured members of your household and your passengers for injuries, damages or death caused by the negligence of a person with insufficient insurance. If you have an accident with a person whose coverage cannot meet your damages, your policy will meet the difference-up to the limit of liability listed on your policy.



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