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Personal finance observation, musing and decisions in a journey toward financial independence by 36 with at least $1 million.

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Featured Card: Discover Platinum Clear Card





The Discover® Platinum Clear Card, issued by Morgan Stanley, is designed for those with very good credit who are looking for a cash reward credit card.

Through the reward program, cardholders earn a full 5% in cash rebates for purchases made at select merchants, up to 1% for general purchases, and .25% for purchases made at select warehouse clubs and discount stores.

Those who spend up to $1,500 on general purchases will receive a .25% rebate, between $1,500 and $3,000 will receive a .5% rebate, and over $3,000 will receive a 1% rebate.*

As an added bonus, cardholders can earn up to a double Cashback Bonus® for redeeming their rebates for gift certificates from participating Discover Card Partners. There is no yearly limit on the amount of rebates that can be earned, and rebates do not expire as long as the account is active within a 36 month period.

From PFBlog Card Guide: Discover Platinum Clear Card:

Discover® Platinum Clear Card

• 0% Intro APR* for Purchases and Balance Transfers for 12 Months
• Full 5% Cashback Bonus® on Get More Program Purchases throughout the Year when You Shop at Places like Bookstores, Home Improvement Stores, Gasoline Stations, Restaurants and More*
• Up To 1% Cashback Bonus® on All Other Purchases*
• $0 Fraud Liability
• No Annual Fee
• DOUBLE Your Cashback Bonus® (Turn $20 into $40) when You Redeem for Gift Cards or Certificates from Many of Our 60 Brand Name Partners

*View Discover® Card Rates, Fees, Rewards and Other Important Information

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