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Contributed by mm | September 20, 2006 2:27 AM PST
Adjustable life is a type of permanent protection that lets you change the amount of your premiums. You can also raise or lower the face amount of the policy, or shorten the protection period. If you increase the death benefit, you must prove that you are still insurable.
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Quick Facts About Viatical Settlement? (October 5, 2006)
A viatical settlement is the sale of a life insurance policy by the policy owner, before the policy matures. Such a sale provides the policy owner an immediate cash settlement. Generally, viatical settlements involve insured individuals with a life expectancy of less than 5 years ...
Decreasing Term Life Insurance: Quick Facts (October 5, 2006)
Decreasing Term Life Insurance is a cost effective way of arranging life assurance. Decreasing Term Life Insurance is usually taken out to repay such things as loans and mortgages in the event of the death of one of the lives assured but can occasionally also ...
Term, Whole, Or Return Of Premium. Which Life Insurance Is Best? (September 13, 2006)
SmartMoney's recommendation is term life insurance, and I cannot agree with it more. Don't confuse insurance with investment. Let term insurance take care of your insurance needs, and get your investment portfolio in order to get the return you want.
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