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How to Raise Your Credit Score





Here are some quick tricks to raise your credit score:

• Inspect your credit report and correct any errors. Your credit report is the basis for your credit score. One study found that 29% of credit reports studied had serious errors.
• Pay your bills on time. Paying late hurts your score more than anything, except not paying at all or bankruptcy.
• Apply for credit only when you need it.
• Lower the balances on your credit accounts.
• Don’t put all of your spending on a credit card. It can make you look deep in debt, even if you pay it off each month.

Source: AARP

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