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Increase Your Home's Value By (Cheap) LandscapingDid you realize some quick landscaping can both allow you to speed up the sale of your house and fetch a better price? Before listing my house for sale, I hired a landscaping company for $200 for quick facelift of my house -- it has paid off well. (And it goes without saying that with a higher price, you will have more left for your savings account after mortgage payoff.) From SmartMoney:
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USAToday advises that in certain scenarios, postponing mortgage payoff may makes more financial sense. Take a look!
If you are a responsible borrower, you should stay alert to drop your private mortgage insurance (PMI) whenever you have a chance. If your house appreciates and your equity reaches 20% of the house value, you can request your lender to drop the coverage and ...
Here are what SmartMoney recommends to be mortgage-smart. Take a try! • Polish Your Image • Get the Right Loan • Make a Down Payment of at Least 20% • Consider Paying Points • Pay Closing Costs Upfront • Pay Close Attention to Fees
Portfolio lenders are usually savings and loan institutions, and sometimes banks. They are called "portfolio" lenders because they tend to originate loans for their own portfolio (usually adjustable rate loans), not for resale in the secondary market. The distinction gets blurred because most portfolio lenders ...
