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Contributed by mm | September 4, 2006 1:51 AM PST
Bankrate has an excellent review of common misconceptions of debt management. Here is the next installment: Bankruptcy Will Ruin Your Life..
Yes, bankruptcy will be painful, but sometimes if your situation is dire, you have to bite the bullet. In other words, debt consolidation, including any of the debt management or debt settlement programs, is not for everyone.
From Bankrate:
A good credit counselor will level with you when your situation requires this final stroke. "I've had people with no other alternative -- they've spent years borrowing from every relative just to make ends meet. They're on a fixed income, usually elderly," Greenberg says. "Having to deal with bankruptcy in their background is a better alternative than going without food and shelter."
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Improve Credit in 5 Easy Ways (September 4, 2006)
You have a problematic credit history? Don't worry. You can pull yourself out by these five easy ways.
10 Debt Consolidation Myths #8: Debt-Management Plan Helps Credit Rating (September 3, 2006)
Bankrate has an excellent review of common misconceptions of debt management. Here is the next installment: Debt Management Plan Helps Your Credit Rating.. It is not a given that debt management plan can help your credit rating. Better run it with some free online credit ...
10 Debt Consolidation Myths #7: Debt Consolidation Always Saves You Money (September 2, 2006)
Bankrate has an excellent review of common misconceptions of debt management. Here is the next installment: Debt Consolidation Always Saves You Money.. As like in the case of any other financial products, be viligant about what you sign up for. Read the fine prints before ...
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