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Housing-Affordability Index Drops to Record LowIf only 40% of the homes sold in the market are considered affordable by a middle income family, are we reaching a reflection point? From If only 40% of the homes sold in the market are considered affordable by a middle income family, are we reaching a reflection point?...:
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Six Easy Ways to Cut Mortgage Costs (September 4, 2006)
Here are what SmartMoney recommends to be mortgage-smart. Take a try! • Polish Your Image • Get the Right Loan • Make a Down Payment of at Least 20% • Consider Paying Points • Pay Closing Costs Upfront • Pay Close Attention to Fees
Here are what SmartMoney recommends to be mortgage-smart. Take a try! • Polish Your Image • Get the Right Loan • Make a Down Payment of at Least 20% • Consider Paying Points • Pay Closing Costs Upfront • Pay Close Attention to Fees
The Advantages of Portfolio Lenders (August 26, 2006)
Portfolio lenders are usually savings and loan institutions, and sometimes banks. They are called "portfolio" lenders because they tend to originate loans for their own portfolio (usually adjustable rate loans), not for resale in the secondary market. The distinction gets blurred because most portfolio lenders ...
Portfolio lenders are usually savings and loan institutions, and sometimes banks. They are called "portfolio" lenders because they tend to originate loans for their own portfolio (usually adjustable rate loans), not for resale in the secondary market. The distinction gets blurred because most portfolio lenders ...
10 Cities Are Bracing For Mortgage Rate Shock (August 26, 2006)
Is your neighborhood listed here? Surprisingly none of the top 10 areas is in California.
Is your neighborhood listed here? Surprisingly none of the top 10 areas is in California.
The Advantages of Mortgage Brokers (August 26, 2006)
Basically, wholesale lenders use mortgage brokers as their loan officers. They offer a lower rate to the broker, the broker adds on his compensation, and the rate is usually about the same as you would get using a mortgage banker. Sometimes the rate is lower ...
Basically, wholesale lenders use mortgage brokers as their loan officers. They offer a lower rate to the broker, the broker adds on his compensation, and the rate is usually about the same as you would get using a mortgage banker. Sometimes the rate is lower ...
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