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Contributed by mm | August 22, 2006 12:28 PM PST
Take a look at the life expectancy table used by major insurers. If you want to use it to plan for your retirement, it might be wise to add ten more years as a safeguard.
According to the table, I can live for another 45 years, and my wife will likely outlive me by almost three years.
From The Office of the Insurance Commissioner, Washington State:
Age Nearest Birthday: 31
Male Expectation of Life: 45.27
Age Nearest Birthday: 33
Female Expectation of Life: 47.97
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Yes, Smokers Can Still Get Term Life Insurance (August 23, 2006)
If you’re a smoker, you may think that you can’t get quality term life insurance coverage. In the highly competitive insurance marketplace, companies are beginning to realize that smokers are a large market segment who are willing to pay elevated (but not excessively so) premiums ...
Life Insurance Buying Tips (August 21, 2006)
Some time-tested tips for life insurance buyers from the Office of the Insurance Commissioner of Washington State. If short, all life insurance buying tips can be reduced to two: sticking to term life insurance and comparison shopping.
Term Life Insurance Comparison Shopping on the Web (August 20, 2006)
CNN Money reviews four sites that provides quick term life insurance quotes from multiple insurance companies. In addition, I will recommend Wholesale Insurance. I used it to acquire term insurance for both my wife and myself last year, and its service is top-notch.
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