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My Personal Finance Journey

Personal finance observation, musing and decisions in a journey toward financial independence by 36 with at least $1 million.

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Fee Free Visa





No string attached? Is it too good to be true?

From CardWeb:

A new credit card has been launched that is truly free of all sorts of fees. The no-hassle VISA card from New Jersey-based, Commerce Bank, carries no late fees or over-limit fees. The new Commerce Bank VISA credit card also enables customers to earn triple "VISA Extras Rewards Points" for every purchase made. Rewards points can be redeemed for a variety of gift certificates, products and services at major retailers, restaurants, movie theaters, travel agencies and more. The card does not charge an annual fee, late payment fee, over-credit limit fee, cash advance fee or balance transfer fee. The Commerce Bank no-fee VISA credit card also carries a low introductory annual percentage rate of 2.99% for six months. After the introductory period, the rate reverts to prime plus 3.99%.

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