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My Personal Finance Journey

Personal finance observation, musing and decisions in a journey toward financial independence by 36 with at least $1 million.

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Venus vs Mars





Cashback is my first pick.

From CardWeb:

When it comes to credit card perks, men and women are from two different planets. A new study has found that most men (25-34yrs) prefer cash-back, while the most alluring feature for women is points redeemable for travel, stuff and such. However, among "GenY" men, the most appealing incentive is receiving points, while women (18-24yrs) prefer an initial sign-up bonus such as a rebate or coupon. Among all cardholders, 22% find earning points for merchandise/airline tickets as the most appealing when selecting a credit card, while 21% want money-back.

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