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Contributed by mm | June 24, 2005 8:38 AM PST
Careful planning can remove most of the $4 billion withdrawal fee a year consumers are unnecessarily paying.
From Wall Street Journal:
This spring, the average fee a bank charges a customer for using another bank's ATM hit a record $1.35, up from $1.29 last fall, according to Bankrate.com's Checking Account Pricing Study. Meanwhile, the average costs that ATM owners are charging noncustomers who use their machines -- also known as "surcharges" or "foreign ATM fees" -- rose to $1.40 from $1.37.
The study, which was released last month, looked at the 10 largest banks in each of the top 35 metropolitan markets. Indeed, Americans are expected to shell out nearly $4 billion this year for making withdrawals at the "wrong" bank's ATMs, up from an estimated $2.49 billion in 1998, according to Bankrate.com.
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