July 2005: pf Dashboard
I'm late in posting my July dashboard numbers. These are updated on the 15th of every month. My net worth did grow, even though it did not grow by a lot ($800). My MBA tuition for this semseter is due, so that's hurting my numbers for July. My 401K and Roth are progressing nicely in my opinion & the cash account were basically flat.
Balance Sheet
Short-Term Assets
- Cash = $548.92
- Money Market = $21,728.74
- CD's = $18,954.81
Long-Term Assets
- 401K = $52,221.83
- Roth = $4,099.83
- Brokerage = $1012.75
- Home Equity = $13,829
- Other = $3,000
Debt
- Credit Card = ($3,594.54)
- Tuition Due = ($1,950)
Net Worth = $109,850.86
In a previous post, I decided to track the following ratios:
- Debt to Assets = 4.8%
- Debt to Short-Term Assets = 13.45%
- Retirement to Assets = 49.69%
- Retirment to Net Worth = 52.19%
- Months on Hand = 14.28
Thanks for reading!
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I have completed my Financial Dashboard and Retirement Tracking tool. I will begin publishing the results monthly -- on or around the 15th of every month. I haven't figured out an easy way to post this as a table, so this month the results will ... Read
I'm working on a method to track my Net Worth on a monthly basis and display my personal finance key indicators on a dashboard. Part of this process is figuring out a way to calculate Home Equity. The factors I'm taking into consideration are discussed ... Read
CC, why the credit card debt? Do you pay off the balance each month, or are you making payments. If the latter is true, aren't you better off paying off the card(s) with the money you have in your money market?
^ No interest payments for me -- I pay it off every month. My credit card balance is pretty high right now b/c of wedding, honeymoon, and other travel expenses. I'll also charge my tuition to the credit card and delay payment on it by another 30 days.
