Business Week sat down with Timothy Vick and asked him for his insights on the current market. Vick "sees stocks as the best investments in 2006" and he thinks "the stock market is likely to do better for investors than other vehicles for their money."

Vick thinks consumers will "make or break" the market in 2006 and he suggests three courses of action: (1) control spending, (2) work on their "balance sheets", i.e. debt to equity and asset to liability ratios, (3) pay down housing debt. The last two speak to the same areas. The first speaks to redirecting spare cash not to purchasing, but to saving and investing. Good advice I think with the basic premise of "stop using your house as an ATM".

Vick gives a number of stocks he sees as good investments through the lense of his experience as senior vice-president of Sanibel Captiva Trust. You can read for the specific list of stocks.

I skimmed the article looking for confirmations for my large cap tech growth leanings as noted here and here. I found them in this passage:

"We are [more inclined to invest in tech stocks than Buffett]. This is because we're of the opinion that the technology industry can exhibit a growth rate far in excess of the U.S. economy over the long haul. We're not tech-averse, but we still want to identify the best of the lot, and choose those types of companies that have some kind of competitive advantage and a sustainable business model that can generate lots of cash."

Meanwhile my allocations are pretty out of wack right now and I'm looking to correct this. Just haven't had the time to sit down and find the right funds. I'm waiting for the new Money 50 when that comes out for some new ideas.mortgage calculator