Marty Nemko has an interesting article on procrastination on Kiplinger's Personal Finance. He must have been speaking directly to me; I am an offender, but probably not one of the worst.

Whatever the cause, my clients find the following approach helpful in overcoming procrastination. Ask yourself, "Is it in my interest to start on this task now? And if not now, when?" There's always a moment, usually unconscious, when you decide whether to start a project. If you make that decision consciously, you'll often choose to start working right away. Picture the benefits of finishing the task. Imagine how good you'll feel not having to bring home last-minute work.

For example, It seems I generally write my papers for my MBA classes in the last possible moments.

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